CFPB Consumer Complaint Profile

Lending Force, LLC

What 19 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

19
Total complaints
11
Last 12 months
89.5%
Timely response
11
States affected

The verdict

Lending Force, LLC ranks #2939 of 3,848 financial companies by CFPB complaint volume, with 19 complaints on record. It answers 89.5% of complaints on time — below the 93% median for companies with 100+ complaints.

#2939
of 3,848 companies by volume
89.5%
answered on time
Mortgage
most-complained product
11
states with complaints
Lending Force, LLC timely response rate 89.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — VA mortgage 9
Mortgage — Conventional home mortgage 4
Credit reporting or other personal consumer reports — Credit reporting 3
Mortgage — Home equity loan or line of credit (HELOC) 2
Debt collection — Mortgage debt 1

Top Issues

1.Closing on a mortgage 8
2.Improper use of your report 4
3.Applying for a mortgage or refinancing an existing mortgage 4
4.Communication tactics 1
5.Struggling to pay mortgage 1
6.Trouble during payment process 1

Complaints by Year

Year Complaints
2022 1
2023 2
2024 2
2025 13
2026 1

Complaints by State (Top 15)

California 4
Michigan 4
Florida 2
North Carolina 2
Connecticut 1
Maryland 1
West Virginia 1
Tennessee 1
New Jersey 1
Ohio 1
Georgia 1

Company Responses

Closed with explanation 17
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Lending Force, LLC

The CFPB Consumer Complaint Database has logged 19 complaints against Lending Force, LLC overall, with 11 of those filed in the trailing 12 months. Reports have come from consumers in 11 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Closing on a mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Lending Force, LLC's timely response rate stands at 89.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Of complaints that were resolved, 10.5% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lending Force, LLC have?

Lending Force, LLC has 19 total consumer complaints filed with the CFPB, with 11 filed in the last 12 months.

Does Lending Force, LLC respond to complaints on time?

Lending Force, LLC has a 89.5% timely response rate to CFPB complaints.

What product generates the most complaints for Lending Force, LLC?

The most complained-about product for Lending Force, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Lending Force, LLC?

The most common issue reported by consumers about Lending Force, LLC is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Lending Force, LLC?

You can file a complaint against Lending Force, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lending Force, LLC?

Consumers in 11 states and territories have filed complaints about Lending Force, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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