CFPB Consumer Complaint Profile

Lending Force, LLC

Consumers have filed 19 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

19
Total complaints
Below average
11
Last 12 months
89.5%
Timely response
Bottom quartile
11
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Lending Force, LLC sits at #2935, with 19 complaints logged. Its on-time response rate is 89.5%, the 17th percentile among companies with 100+ complaints.

#2935
of 3,843 companies by volume
89.5%
on time (17th pctile)
Mortgage
most-complained product
11
states with complaints
C
PlainCredit Trust Score
56/100
Lending Force, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 89.5%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate B+ 10.5%
Share of complaints closed with monetary or non-monetary relief

Lending Force, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

89.5% Among the lowest higher than 17% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 2 in 2024 to 13 in 2025 (2024 → 2025).

See the full year-over-year release diff

Lending Force, LLC timely response rate 89.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - VA mortgage 9
Mortgage - Conventional home mortgage 4
Credit reporting or other personal consumer reports - Credit reporting 3
Mortgage - Home equity loan or line of credit (HELOC) 2
Debt collection - Mortgage debt 1

Top Issues

1.Closing on a mortgage 8
2.Improper use of your report 4
3.Applying for a mortgage or refinancing an existing mortgage 4
4.Communication tactics 1
5.Struggling to pay mortgage 1
6.Trouble during payment process 1

Complaints by Year

Year Complaints
2022 1
2023 2
2024 2
2025 13
2026year in progress 1

Complaints by State (Top 15)

California 4
Michigan 4
Florida 2
North Carolina 2
Connecticut 1
Maryland 1
West Virginia 1
Tennessee 1
New Jersey 1
Ohio 1
Georgia 1

Company Responses

Closed with explanation 17
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Lending Force, LLC

19 complaints against Lending Force, LLC appear in the CFPB record, including 11 from the trailing year. The 11 states and territories represented put this footprint in geographically concentrated territory. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Closing on a mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Lending Force, LLC draw a 89.5% reply rate inside the Bureau's 15-day window. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Among resolved complaints, 10.5% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lending Force, LLC have?

19 complaints have been filed against Lending Force, LLC with the CFPB overall - 11 of them in the past year.

Does Lending Force, LLC respond to complaints on time?

CFPB complaints against Lending Force, LLC draw a 89.5% timely-response rate inside the expected window.

What product generates the most complaints for Lending Force, LLC?

Among all products tied to Lending Force, LLC, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Lending Force, LLC?

The most common issue reported by consumers about Lending Force, LLC is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Lending Force, LLC?

You can file a complaint against Lending Force, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lending Force, LLC?

Consumers in 11 states and territories have filed complaints about Lending Force, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Frequently Asked Questions

How many CFPB complaints does Lending Force, LLC have?

19 complaints have been filed against Lending Force, LLC with the CFPB overall - 11 of them in the past year.

Does Lending Force, LLC respond to complaints on time?

CFPB complaints against Lending Force, LLC draw a 89.5% timely-response rate inside the expected window.

What product generates the most complaints for Lending Force, LLC?

Among all products tied to Lending Force, LLC, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Lending Force, LLC?

The most common issue reported by consumers about Lending Force, LLC is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Lending Force, LLC?

You can file a complaint against Lending Force, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lending Force, LLC?

Consumers in 11 states and territories have filed complaints about Lending Force, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Lending Force, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.