CFPB Consumer Complaint Profile

Lien Enforcement Inc

Behind the 129 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

129
Total complaints
20
Last 12 months
90.7%
Timely response
9
States affected

The verdict

129 CFPB complaints put Lien Enforcement Inc at #1189 out of 3,848 financial companies ranked by complaint volume. Its on-time response rate is 90.7%, trailing the 93% median among companies with 100+ complaints.

#1189
of 3,848 companies by volume
90.7%
answered on time
Debt collection
most-complained product
9
states with complaints
Lien Enforcement Inc timely response rate 90.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 39
Debt collection - I do not know 30
Debt collection - Auto debt 29
Debt collection - Auto 13
Debt collection - Other (i.e. phone, health club, etc.) 12
Vehicle loan or lease - Loan 3
Debt collection - Medical debt 1
Payday loan 1
Vehicle loan or lease - Lease 1

Top Issues

1.Attempts to collect debt not owed 48
2.Cont'd attempts collect debt not owed 23
3.Took or threatened to take negative or legal action 19
4.Written notification about debt 13
5.Communication tactics 9
6.False statements or representation 6
7.Disclosure verification of debt 4
8.Managing the loan or lease 2
9.Repossession 1
10.Charged fees or interest I didn't expect 1

Complaints by Year

Year Complaints
2013 5
2014 5
2015 5
2016 11
2017 5
2018 10
2019 6
2020 3
2021 14
2022 12
2023 22
2024 11
2025 19
2026 1

Complaints by State (Top 15)

California 109
Texas 8
Arizona 1
Nevada 1
North Carolina 1
Kentucky 1
Florida 1
Idaho 1
Georgia 1

Company Responses

Closed with explanation 105
Closed with non-monetary relief 20
Closed with monetary relief 4

What the CFPB Complaint Record Shows for Lien Enforcement Inc

The CFPB Consumer Complaint Database has logged 129 complaints against Lien Enforcement Inc overall, with 20 of those filed in the trailing 12 months. Reports have come from consumers in 9 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

90.7% of CFPB-forwarded complaints against Lien Enforcement Inc get a reply inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. In 24.1% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Of complaints that were resolved, 18.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lien Enforcement Inc have?

The CFPB has logged 129 complaints against Lien Enforcement Inc to date, of which 20 came in over the last 12 months.

Does Lien Enforcement Inc respond to complaints on time?

Lien Enforcement Inc has a 90.7% timely response rate to CFPB complaints.

What product generates the most complaints for Lien Enforcement Inc?

Among all products tied to Lien Enforcement Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Lien Enforcement Inc?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Lien Enforcement Inc - see all issues and counts above.

How do I file a complaint against Lien Enforcement Inc?

You can file a complaint against Lien Enforcement Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lien Enforcement Inc?

Lien Enforcement Inc has drawn CFPB complaints from 9 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026