CFPB Consumer Complaint Profile

Lien Enforcement Inc

Behind the 129 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

129
Total complaints
Mid-range
20
Last 12 months
90.7%
Timely response
Bottom quartile
9
States affected

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The verdict

129 CFPB complaints put Lien Enforcement Inc at #1187 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 90.7%, the 19th percentile among companies with 100+ complaints.

#1187
of 3,843 companies by volume
90.7%
on time (19th pctile)
Debt collection
most-complained product
9
states with complaints
C-
PlainCredit Trust Score
51/100
Lien Enforcement Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 90.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 24.1%
Share of responses the consumer disputed (lower is better)
Relief Rate A 18.6%
Share of complaints closed with monetary or non-monetary relief

Lien Enforcement Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

90.7% Among the lowest higher than 19% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Lien Enforcement Inc timely response rate 90.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 39
Debt collection - I do not know 30
Debt collection - Auto debt 29
Debt collection - Auto 13
Debt collection - Other (i.e. phone, health club, etc.) 12
Vehicle loan or lease - Loan 3
Debt collection - Medical debt 1
Payday loan 1
Vehicle loan or lease - Lease 1

Top Issues

1.Attempts to collect debt not owed 48
2.Cont'd attempts collect debt not owed 23
3.Took or threatened to take negative or legal action 19
4.Written notification about debt 13
5.Communication tactics 9
6.False statements or representation 6
7.Disclosure verification of debt 4
8.Managing the loan or lease 2
9.Repossession 1
10.Charged fees or interest I didn't expect 1

Complaints by Year

Year Complaints
2013 5
2014 5
2015 5
2016 11
2017 5
2018 10
2019 6
2020 3
2021 14
2022 12
2023 22
2024 11
2025 19
2026year in progress 1

Complaints by State (Top 15)

California 109
Texas 8
Arizona 1
Nevada 1
North Carolina 1
Kentucky 1
Florida 1
Idaho 1
Georgia 1

Company Responses

Closed with explanation 105
Closed with non-monetary relief 20
Closed with monetary relief 4

What the CFPB Complaint Record Shows for Lien Enforcement Inc

The CFPB Consumer Complaint Database has logged 129 complaints against Lien Enforcement Inc overall, with 20 of those filed in the trailing 12 months. Reports have come from consumers in 9 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Lien Enforcement Inc draw a 90.7% reply rate inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved cases drew a formal consumer-dispute rate of 24.1% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 18.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lien Enforcement Inc have?

The CFPB has logged 129 complaints against Lien Enforcement Inc to date, of which 20 came in over the last 12 months.

Does Lien Enforcement Inc respond to complaints on time?

Lien Enforcement Inc has a 90.7% timely response rate to CFPB complaints.

What product generates the most complaints for Lien Enforcement Inc?

Among all products tied to Lien Enforcement Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Lien Enforcement Inc?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Lien Enforcement Inc - see all issues and counts above.

How do I file a complaint against Lien Enforcement Inc?

You can file a complaint against Lien Enforcement Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lien Enforcement Inc?

Lien Enforcement Inc has drawn CFPB complaints from 9 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Lien Enforcement Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Lien Enforcement Inc have?

The CFPB has logged 129 complaints against Lien Enforcement Inc to date, of which 20 came in over the last 12 months.

Does Lien Enforcement Inc respond to complaints on time?

Lien Enforcement Inc has a 90.7% timely response rate to CFPB complaints.

What product generates the most complaints for Lien Enforcement Inc?

Among all products tied to Lien Enforcement Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Lien Enforcement Inc?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Lien Enforcement Inc - see all issues and counts above.

How do I file a complaint against Lien Enforcement Inc?

You can file a complaint against Lien Enforcement Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lien Enforcement Inc?

Lien Enforcement Inc has drawn CFPB complaints from 9 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Lien Enforcement Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.