CFPB Consumer Complaint Profile

Lincoln Educational Services Corporation

What 159 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

159
Total complaints
Mid-range
15
Last 12 months
99.4%
Timely response
Above median
25
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Lincoln Educational Services Corporation sits at #1066, with 159 complaints logged. On-time replies land at 99.4%, the 69th percentile for the 100+ complaint peer group.

#1066
of 3,843 companies by volume
99.4%
on time (69th pctile)
Credit reporting, cr…
most-complained product
25
states with complaints
C+
PlainCredit Trust Score
62/100
Lincoln Educational Services Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.4%
Share of complaints answered within the CFPB response window
Dispute Rate C 12.5%
Share of responses the consumer disputed (lower is better)
Relief Rate D 1.3%
Share of complaints closed with monetary or non-monetary relief

Lincoln Educational Services Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.4% Higher than most higher than 69% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Lincoln Educational Services Corporation timely response rate 99.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 35
Student loan - Private student loan 31
Student loan - Federal student loan servicing 25
Credit reporting or other personal consumer reports - Credit reporting 23
Debt collection - Private student loan debt 12
Debt collection - Federal student loan debt 8
Debt collection - I do not know 8
Student loan - Non-federal student loan 7
Debt collection - Other debt 7
Payday loan, title loan, or personal loan - Installment loan 1

Top Issues

1.Incorrect information on your report 36
2.Dealing with your lender or servicer 23
3.Improper use of your report 19
4.Struggling to repay your loan 14
5.Attempts to collect debt not owed 11
6.Problem with a credit reporting company's investigation into an existing problem 10
7.Dealing with my lender or servicer 10
8.Written notification about debt 10
9.Communication tactics 5
10.Took or threatened to take negative or legal action 4

Complaints by Year

Year Complaints
2016 8
2017 16
2018 14
2019 9
2020 7
2021 32
2022 21
2023 16
2024 16
2025 19
2026year in progress 1

Complaints by State (Top 15)

New Jersey 28
Pennsylvania 22
New York 14
Connecticut 13
Massachusetts 11
Maryland 10
Illinois 8
Florida 7
Nevada 5
North Carolina 5
Texas 5
Tennessee 5
Indiana 4
Colorado 3
Louisiana 3

Company Responses

Closed with explanation 157
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Lincoln Educational Services Corporation

The CFPB Consumer Complaint Database has logged 159 complaints against Lincoln Educational Services Corporation overall, with 15 of those filed in the trailing 12 months. Reports have come from consumers in 25 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Lincoln Educational Services Corporation posts a 99.4% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 12.5% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 1.3%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lincoln Educational Services Corporation have?

Lincoln Educational Services Corporation has 159 total consumer complaints filed with the CFPB, with 15 filed in the last 12 months.

Does Lincoln Educational Services Corporation respond to complaints on time?

Lincoln Educational Services Corporation's CFPB timely-response rate is 99.4%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Lincoln Educational Services Corporation?

The most complained-about product for Lincoln Educational Services Corporation is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Lincoln Educational Services Corporation?

Consumers most often cite "Incorrect information on your report" when complaining about Lincoln Educational Services Corporation; the full issue list with counts is above.

How do I file a complaint against Lincoln Educational Services Corporation?

You can file a complaint against Lincoln Educational Services Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lincoln Educational Services Corporation?

Consumers in 25 states and territories have filed complaints about Lincoln Educational Services Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Lincoln Educational Services Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (12.5% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Lincoln Educational Services Corporation have?

Lincoln Educational Services Corporation has 159 total consumer complaints filed with the CFPB, with 15 filed in the last 12 months.

Does Lincoln Educational Services Corporation respond to complaints on time?

Lincoln Educational Services Corporation's CFPB timely-response rate is 99.4%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Lincoln Educational Services Corporation?

The most complained-about product for Lincoln Educational Services Corporation is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Lincoln Educational Services Corporation?

Consumers most often cite "Incorrect information on your report" when complaining about Lincoln Educational Services Corporation; the full issue list with counts is above.

How do I file a complaint against Lincoln Educational Services Corporation?

You can file a complaint against Lincoln Educational Services Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lincoln Educational Services Corporation?

Consumers in 25 states and territories have filed complaints about Lincoln Educational Services Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Lincoln Educational Services Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.