CFPB Consumer Complaint Profile
Livingston Financial, LLC
What 11 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 11
- Total complaints
- Below average
- 1
- Last 12 months
- 90.9%
- Timely response
- Bottom quartile
- 8
- States affected
The verdict
Livingston Financial, LLC ranks #3589 of 3,843 financial companies by CFPB complaint volume, with 11 complaints on record. Its on-time response rate is 90.9%, the 19th percentile among companies with 100+ complaints.
- #3589
- of 3,843 companies by volume
- 90.9%
- on time (19th pctile)
- Debt collection
- most-complained product
- 8
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Livingston Financial, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
90.9% Among the lowest higher than 19% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 1 |
| 2015 | 2 |
| 2017 | 4 |
| 2019 | 2 |
| 2023 | 1 |
| 2025 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Livingston Financial, LLC
11 complaints against Livingston Financial, LLC appear in the CFPB record, including 1 from the trailing year. The 8 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Livingston Financial, LLC posts a 90.9% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved cases drew a formal consumer-dispute rate of 40% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Livingston Financial, LLC have?
Livingston Financial, LLC has 11 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.
Does Livingston Financial, LLC respond to complaints on time?
Livingston Financial, LLC has a 90.9% timely response rate to CFPB complaints.
What product generates the most complaints for Livingston Financial, LLC?
Among all products tied to Livingston Financial, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Livingston Financial, LLC?
Consumers most often cite "Attempts to collect debt not owed" when complaining about Livingston Financial, LLC; the full issue list with counts is above.
How do I file a complaint against Livingston Financial, LLC?
You can file a complaint against Livingston Financial, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Livingston Financial, LLC?
The CFPB has recorded complaints against Livingston Financial, LLC from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Livingston Financial, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (40% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Livingston Financial, LLC have?
Livingston Financial, LLC has 11 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.
Does Livingston Financial, LLC respond to complaints on time?
Livingston Financial, LLC has a 90.9% timely response rate to CFPB complaints.
What product generates the most complaints for Livingston Financial, LLC?
Among all products tied to Livingston Financial, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Livingston Financial, LLC?
Consumers most often cite "Attempts to collect debt not owed" when complaining about Livingston Financial, LLC; the full issue list with counts is above.
How do I file a complaint against Livingston Financial, LLC?
You can file a complaint against Livingston Financial, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Livingston Financial, LLC?
The CFPB has recorded complaints against Livingston Financial, LLC from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.