CFPB Consumer Complaint Profile
Loan Cabin Inc.
Consumers have filed 10 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 10
- Total complaints
- Below average
- 1
- Last 12 months
- 70%
- Timely response
- Bottom decile
- 4
- States affected
The verdict
10 CFPB complaints put Loan Cabin Inc. at #3715 out of 3,843 financial companies ranked by complaint volume. It posts a 70% on-time response rate, the 6th percentile among companies with 100+ complaints.
- #3715
- of 3,843 companies by volume
- 70%
- on time (6th pctile)
- Mortgage
- most-complained product
- 4
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Loan Cabin Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
70% Among the lowest higher than 6% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2020 | 1 |
| 2021 | 7 |
| 2022 | 1 |
| 2025 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Loan Cabin Inc.
10 complaints against Loan Cabin Inc. appear in the CFPB record, including 1 from the trailing year. The 4 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
CFPB-forwarded complaints against Loan Cabin Inc. draw a 70% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Loan Cabin Inc. have?
The CFPB has logged 10 complaints against Loan Cabin Inc. to date, of which 1 came in over the last 12 months.
Does Loan Cabin Inc. respond to complaints on time?
Loan Cabin Inc.'s CFPB timely-response rate is 70%. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for Loan Cabin Inc.?
Among all products tied to Loan Cabin Inc., "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Loan Cabin Inc.?
The most common issue reported by consumers about Loan Cabin Inc. is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.
How do I file a complaint against Loan Cabin Inc.?
You can file a complaint against Loan Cabin Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Loan Cabin Inc.?
Consumers in 4 states and territories have filed complaints about Loan Cabin Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Loan Cabin Inc. have?
The CFPB has logged 10 complaints against Loan Cabin Inc. to date, of which 1 came in over the last 12 months.
Does Loan Cabin Inc. respond to complaints on time?
Loan Cabin Inc.'s CFPB timely-response rate is 70%. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for Loan Cabin Inc.?
Among all products tied to Loan Cabin Inc., "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Loan Cabin Inc.?
The most common issue reported by consumers about Loan Cabin Inc. is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.
How do I file a complaint against Loan Cabin Inc.?
You can file a complaint against Loan Cabin Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Loan Cabin Inc.?
Consumers in 4 states and territories have filed complaints about Loan Cabin Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.