CFPB Consumer Complaint Profile
Loan Simple Inc.
19 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 19
- Total complaints
- Below average
- 3
- Last 12 months
- 100%
- Timely response
- Top decile
- 8
- States affected
The verdict
Loan Simple Inc. ranks #2935 of 3,843 financial companies by CFPB complaint volume, with 19 complaints on record. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.
- #2935
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Mortgage
- most-complained product
- 8
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Loan Simple Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2017 | 1 |
| 2018 | 2 |
| 2019 | 2 |
| 2020 | 2 |
| 2021 | 2 |
| 2023 | 3 |
| 2024 | 3 |
| 2025 | 4 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Loan Simple Inc.
19 complaints against Loan Simple Inc. appear in the CFPB record, including 3 from the trailing year. The 8 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Closing on a mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Loan Simple Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 15.8% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Loan Simple Inc. have?
The CFPB has logged 19 complaints against Loan Simple Inc. to date, of which 3 came in over the last 12 months.
Does Loan Simple Inc. respond to complaints on time?
Loan Simple Inc.'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Loan Simple Inc.?
"Mortgage" draws more CFPB complaints against Loan Simple Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Loan Simple Inc.?
"Closing on a mortgage" is the single most frequently cited issue in complaints against Loan Simple Inc. - see all issues and counts above.
How do I file a complaint against Loan Simple Inc.?
You can file a complaint against Loan Simple Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Loan Simple Inc.?
Loan Simple Inc. has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Loan Simple Inc. have?
The CFPB has logged 19 complaints against Loan Simple Inc. to date, of which 3 came in over the last 12 months.
Does Loan Simple Inc. respond to complaints on time?
Loan Simple Inc.'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Loan Simple Inc.?
"Mortgage" draws more CFPB complaints against Loan Simple Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Loan Simple Inc.?
"Closing on a mortgage" is the single most frequently cited issue in complaints against Loan Simple Inc. - see all issues and counts above.
How do I file a complaint against Loan Simple Inc.?
You can file a complaint against Loan Simple Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Loan Simple Inc.?
Loan Simple Inc. has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.