CFPB Consumer Complaint Profile

Massachusetts Housing Finance Agency (MassHousing)

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

30
Total complaints
Mid-range
0
Last 12 months
83.3%
Timely response
Bottom quartile
2
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Massachusetts Housing Finance Agency (MassHousing) sits at #2333. For answering complaints on time it stands at the 11th percentile in the 100+ complaint peer group.

Mortgage
most-complained product
MA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
27/100
Massachusetts Housing Finance Agency (MassHousing) · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 83.3%
Share of complaints answered within the CFPB response window
Dispute Rate D 20.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Massachusetts Housing Finance Agency (MassHousing) vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

83.3% Among the lowest higher than 11% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 18
Mortgage - Other mortgage 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Mortgage - FHA mortgage 3
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1

Top Issues

1.Trouble during payment process 11
2.Problem with a credit reporting company's investigation into an existing problem 6
3.Loan servicing, payments, escrow account 4
4.Struggling to pay mortgage 3
5.Closing on a mortgage 2
6.Incorrect information on your report 2
7.Other 1
8.Excessive fees 1

Complaints by Year

Year Complaints
2015 2
2016 3
2018 3
2019 1
2020 3
2021 4
2022 11
2023 2
2024 1

Complaints by State (Top 15)

Massachusetts 29
Vermont 1

Company Responses

Closed with explanation 30

What the CFPB Complaint Record Shows for Massachusetts Housing Finance Agency (MassHousing)

The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for Massachusetts Housing Finance Agency (MassHousing), with consumers across the country filing against it. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Trouble during payment process" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Massachusetts Housing Finance Agency (MassHousing): nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20% here).

Frequently Asked Questions

How many CFPB complaints does Massachusetts Housing Finance Agency (MassHousing) have?

The CFPB has logged 30 complaints against Massachusetts Housing Finance Agency (MassHousing) to date, of which 0 came in over the last 12 months.

Does Massachusetts Housing Finance Agency (MassHousing) respond to complaints on time?

Massachusetts Housing Finance Agency (MassHousing) has a 83.3% timely response rate to CFPB complaints.

What product generates the most complaints for Massachusetts Housing Finance Agency (MassHousing)?

Among all products tied to Massachusetts Housing Finance Agency (MassHousing), "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Massachusetts Housing Finance Agency (MassHousing)?

The most common issue reported by consumers about Massachusetts Housing Finance Agency (MassHousing) is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Massachusetts Housing Finance Agency (MassHousing)?

You can file a complaint against Massachusetts Housing Finance Agency (MassHousing) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Massachusetts Housing Finance Agency (MassHousing)?

The CFPB has recorded complaints against Massachusetts Housing Finance Agency (MassHousing) from 2 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Massachusetts Housing Finance Agency (MassHousing)'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.