CFPB Consumer Complaint Profile

Maximus Federal Services, Inc.

Behind the 10,610 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

10,610
Total complaints
4,315
Last 12 months
100%
Timely response
55
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Maximus Federal Services, Inc. has accumulated 10,610 complaints, placing it #58 by volume. Its on-time response rate is 100%, ahead of the 93% median among companies with 100+ complaints.

#58
of 3,848 companies by volume
100%
answered on time
Student loan
most-complained product
55
states with complaints
Maximus Federal Services, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Student loan - Federal student loan servicing 6,283
Credit reporting or other personal consumer reports - Credit reporting 2,954
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 629
Debt collection - Federal student loan debt 252
Student loan - Private student loan 215
Debt collection - I do not know 180
Debt collection - Private student loan debt 38
Debt collection - Other debt 13
Debt collection - Credit card debt 11
Credit card - General-purpose credit card or charge card 10

Top Issues

1.Dealing with your lender or servicer 4,149
2.Incorrect information on your report 2,577
3.Improper use of your report 1,280
4.Struggling to repay your loan 1,080
5.Problem with a company's investigation into an existing problem 666
6.Attempts to collect debt not owed 213
7.Problem with a credit reporting company's investigation into an existing problem 147
8.Credit monitoring or identity theft protection services 107
9.False statements or representation 95
10.Took or threatened to take negative or legal action 89

Complaints by Year

Year Complaints
2021 31
2022 1,238
2023 1,676
2024 2,146
2025 4,634
2026 885

Complaints by State (Top 15)

Texas 1,080
California 979
Florida 848
Georgia 748
New York 662
Pennsylvania 475
Illinois 446
North Carolina 368
New Jersey 367
Ohio 314
Michigan 296
Virginia 283
Maryland 272
Tennessee 233
Arizona 193

Company Responses

Closed with explanation 10,520
Closed with non-monetary relief 76
Closed with monetary relief 10
In progress 4

What the CFPB Complaint Record Shows for Maximus Federal Services, Inc.

The CFPB Consumer Complaint Database has logged 10,610 complaints against Maximus Federal Services, Inc. overall, with 4,315 of those filed in the trailing 12 months. Reports have come from consumers in 55 states and territories, making this a nationwide complaint footprint. "Student loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Dealing with your lender or servicer" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

100% of CFPB-forwarded complaints against Maximus Federal Services, Inc. get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Of complaints that were resolved, 0.8% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Maximus Federal Services, Inc. have?

10,610 complaints have been filed against Maximus Federal Services, Inc. with the CFPB overall - 4,315 of them in the past year.

Does Maximus Federal Services, Inc. respond to complaints on time?

Maximus Federal Services, Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Maximus Federal Services, Inc.?

"Student loan" draws more CFPB complaints against Maximus Federal Services, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Maximus Federal Services, Inc.?

The most common issue reported by consumers about Maximus Federal Services, Inc. is "Dealing with your lender or servicer." All complaint issues are listed above with their counts.

How do I file a complaint against Maximus Federal Services, Inc.?

You can file a complaint against Maximus Federal Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Maximus Federal Services, Inc.?

The CFPB has recorded complaints against Maximus Federal Services, Inc. from 55 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026