Medical Data Systems, Inc.

CFPB Consumer Complaint Profile

2,717
Total Complaints
371
Last 12 Months
97.9%
Timely Response
47
States Affected
Medical Data Systems, Inc. timely response rate 97.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 1,590
Debt collection — I do not know 313
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 295
Debt collection — Medical 275
Credit reporting or other personal consumer reports — Credit reporting 142
Debt collection — Other debt 57
Debt collection — Credit card debt 24
Debt collection — Other (i.e. phone, health club, etc.) 4
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 3
Credit card or prepaid card — General-purpose credit card or charge card 2

Top Issues

1.Attempts to collect debt not owed 909
2.Written notification about debt 575
3.Incorrect information on your report 222
4.Took or threatened to take negative or legal action 164
5.False statements or representation 159
6.Communication tactics 150
7.Cont'd attempts collect debt not owed 130
8.Improper use of your report 103
9.Problem with a credit reporting company's investigation into an existing problem 93
10.Disclosure verification of debt 79

Complaints by Year

Year Complaints
2013 17
2014 52
2015 60
2016 93
2017 214
2018 186
2019 163
2020 194
2021 409
2022 398
2023 237
2024 244
2025 343
2026 107

Complaints by State (Top 15)

Georgia 1,065
North Carolina 351
Texas 196
South Carolina 178
Florida 164
Pennsylvania 110
Alabama 77
Nevada 75
Virginia 44
California 38
Illinois 35
Tennessee 31
Arizona 30
Mississippi 29
New York 22

Company Responses

Closed with explanation 2,693
In progress 24

What the CFPB Complaint Record Shows for Medical Data Systems, Inc.

The CFPB Consumer Complaint Database has logged 2,717 complaints against Medical Data Systems, Inc. overall, with 371 of those filed in the trailing 12 months. Reports have come from consumers in 47 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Medical Data Systems, Inc.'s timely response rate stands at 97.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 19.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Medical Data Systems, Inc. have?

Medical Data Systems, Inc. has 2,717 total consumer complaints filed with the CFPB, with 371 filed in the last 12 months.

Does Medical Data Systems, Inc. respond to complaints on time?

Medical Data Systems, Inc. has a 97.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Medical Data Systems, Inc.?

The most complained-about product for Medical Data Systems, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Medical Data Systems, Inc.?

The most common issue reported by consumers about Medical Data Systems, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Medical Data Systems, Inc.?

You can file a complaint against Medical Data Systems, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Medical Data Systems, Inc.?

Consumers in 47 states and territories have filed complaints about Medical Data Systems, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related