CFPB Consumer Complaint Profile
Mega Capital Funding Inc.
21 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 21
- Total complaints
- Mid-range
- 7
- Last 12 months
- 100%
- Timely response
- Top decile
- 5
- States affected
The verdict
Mega Capital Funding Inc. ranks #2800 of 3,843 financial companies by CFPB complaint volume, with 21 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.
- #2800
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Mortgage
- most-complained product
- 5
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Mega Capital Funding Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2018 | 1 |
| 2021 | 4 |
| 2022 | 5 |
| 2023 | 2 |
| 2024 | 1 |
| 2025 | 5 |
| 2026year in progress | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Mega Capital Funding Inc.
21 complaints against Mega Capital Funding Inc. appear in the CFPB record, including 7 from the trailing year. The 5 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Trouble during payment process" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Mega Capital Funding Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Mega Capital Funding Inc. have?
21 complaints have been filed against Mega Capital Funding Inc. with the CFPB overall - 7 of them in the past year.
Does Mega Capital Funding Inc. respond to complaints on time?
Mega Capital Funding Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.
What product generates the most complaints for Mega Capital Funding Inc.?
"Mortgage" draws more CFPB complaints against Mega Capital Funding Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Mega Capital Funding Inc.?
The most common issue reported by consumers about Mega Capital Funding Inc. is "Trouble during payment process." All complaint issues are listed above with their counts.
How do I file a complaint against Mega Capital Funding Inc.?
You can file a complaint against Mega Capital Funding Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Mega Capital Funding Inc.?
The CFPB has recorded complaints against Mega Capital Funding Inc. from 5 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Mega Capital Funding Inc. have?
21 complaints have been filed against Mega Capital Funding Inc. with the CFPB overall - 7 of them in the past year.
Does Mega Capital Funding Inc. respond to complaints on time?
Mega Capital Funding Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.
What product generates the most complaints for Mega Capital Funding Inc.?
"Mortgage" draws more CFPB complaints against Mega Capital Funding Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Mega Capital Funding Inc.?
The most common issue reported by consumers about Mega Capital Funding Inc. is "Trouble during payment process." All complaint issues are listed above with their counts.
How do I file a complaint against Mega Capital Funding Inc.?
You can file a complaint against Mega Capital Funding Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Mega Capital Funding Inc.?
The CFPB has recorded complaints against Mega Capital Funding Inc. from 5 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.