CFPB Consumer Complaint Profile
Millennial Home Lending, Inc
What 15 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 15
- Total complaints
- Below average
- 0
- Last 12 months
- 100%
- Timely response
- Top decile
- 9
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Millennial Home Lending, Inc has accumulated 15 complaints, placing it #3232 by volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.
- #3232
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Mortgage
- most-complained product
- 9
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Millennial Home Lending, Inc vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2019 | 2 |
| 2020 | 4 |
| 2021 | 6 |
| 2022 | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Millennial Home Lending, Inc
The CFPB Consumer Complaint Database has logged 15 complaints against Millennial Home Lending, Inc overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 9 states and territories, making this a geographically concentrated complaint footprint. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
CFPB-forwarded complaints against Millennial Home Lending, Inc draw a 100% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Millennial Home Lending, Inc have?
The CFPB has logged 15 complaints against Millennial Home Lending, Inc to date, of which 0 came in over the last 12 months.
Does Millennial Home Lending, Inc respond to complaints on time?
CFPB complaints against Millennial Home Lending, Inc draw a 100% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for Millennial Home Lending, Inc?
"Mortgage" draws more CFPB complaints against Millennial Home Lending, Inc than any other product - see the full breakdown above.
What is the most common complaint issue with Millennial Home Lending, Inc?
Consumers most often cite "Applying for a mortgage or refinancing an existing mortgage" when complaining about Millennial Home Lending, Inc; the full issue list with counts is above.
How do I file a complaint against Millennial Home Lending, Inc?
You can file a complaint against Millennial Home Lending, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Millennial Home Lending, Inc?
Consumers in 9 states and territories have filed complaints about Millennial Home Lending, Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Millennial Home Lending, Inc have?
The CFPB has logged 15 complaints against Millennial Home Lending, Inc to date, of which 0 came in over the last 12 months.
Does Millennial Home Lending, Inc respond to complaints on time?
CFPB complaints against Millennial Home Lending, Inc draw a 100% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for Millennial Home Lending, Inc?
"Mortgage" draws more CFPB complaints against Millennial Home Lending, Inc than any other product - see the full breakdown above.
What is the most common complaint issue with Millennial Home Lending, Inc?
Consumers most often cite "Applying for a mortgage or refinancing an existing mortgage" when complaining about Millennial Home Lending, Inc; the full issue list with counts is above.
How do I file a complaint against Millennial Home Lending, Inc?
You can file a complaint against Millennial Home Lending, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Millennial Home Lending, Inc?
Consumers in 9 states and territories have filed complaints about Millennial Home Lending, Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.