CFPB Consumer Complaint Profile

Moneytree Inc

49 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

49
Total complaints
Mid-range
3
Last 12 months
93.9%
Timely response
Below median
6
States affected

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The verdict

49 CFPB complaints put Moneytree Inc at #1855 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 93.9%, the 26th percentile among companies with 100+ complaints.

#1855
of 3,843 companies by volume
93.9%
on time (26th pctile)
Payday loan, title l…
most-complained product
6
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
65/100
Moneytree Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 93.9%
Share of complaints answered within the CFPB response window
Dispute Rate B 6.7%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 14.3%
Share of complaints closed with monetary or non-monetary relief

Moneytree Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

93.9% Around the middle higher than 26% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Moneytree Inc timely response rate 93.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, or personal loan - Payday loan 16
Money transfer, virtual currency, or money service - Check cashing service 9
Payday loan 8
Payday loan, title loan, personal loan, or advance loan - Payday loan 3
Debt collection - Payday loan 3
Debt collection - Payday loan debt 2
Payday loan, title loan, or personal loan - Title loan 1
Mortgage - Other mortgage 1
Debt collection - Other debt 1
Consumer Loan - Installment loan 1

Top Issues

1.Struggling to pay your loan 5
2.Money was taken from your bank account on the wrong day or for the wrong amount 5
3.Problem with customer service 4
4.Fraud or scam 4
5.Charged fees or interest I didn't expect 3
6.Can't stop withdrawals from your bank account 3
7.Problem with the payoff process at the end of the loan 2
8.Attempts to collect debt not owed 2
9.Charged fees or interest you didn't expect 2
10.Cont'd attempts collect debt not owed 2

Complaints by Year

Year Complaints
2013 1
2014 2
2015 5
2016 6
2017 2
2018 8
2020 4
2021 2
2022 6
2023 4
2024 6
2025 2
2026year in progress 1

Complaints by State (Top 15)

Washington 15
Nevada 14
California 11
Colorado 7
Idaho 1
Florida 1

Company Responses

Closed with explanation 42
Closed with monetary relief 6
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Moneytree Inc

Moneytree Inc carries 49 complaints in the CFPB's database, 3 of them filed within the past 12 months. Consumers spanning 6 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Payday loan, title loan, or personal loan," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Struggling to pay your loan" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Moneytree Inc posts a 93.9% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 6.7% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 14.3% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Moneytree Inc have?

The CFPB has logged 49 complaints against Moneytree Inc to date, of which 3 came in over the last 12 months.

Does Moneytree Inc respond to complaints on time?

CFPB complaints against Moneytree Inc draw a 93.9% timely-response rate inside the expected window.

What product generates the most complaints for Moneytree Inc?

The most complained-about product for Moneytree Inc is "Payday loan, title loan, or personal loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Moneytree Inc?

The most common issue reported by consumers about Moneytree Inc is "Struggling to pay your loan." All complaint issues are listed above with their counts.

How do I file a complaint against Moneytree Inc?

You can file a complaint against Moneytree Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Moneytree Inc?

The CFPB has recorded complaints against Moneytree Inc from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Moneytree Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (6.7% here).

Also handles Payday loan, title loan, or personal loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Moneytree Inc have?

The CFPB has logged 49 complaints against Moneytree Inc to date, of which 3 came in over the last 12 months.

Does Moneytree Inc respond to complaints on time?

CFPB complaints against Moneytree Inc draw a 93.9% timely-response rate inside the expected window.

What product generates the most complaints for Moneytree Inc?

The most complained-about product for Moneytree Inc is "Payday loan, title loan, or personal loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Moneytree Inc?

The most common issue reported by consumers about Moneytree Inc is "Struggling to pay your loan." All complaint issues are listed above with their counts.

How do I file a complaint against Moneytree Inc?

You can file a complaint against Moneytree Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Moneytree Inc?

The CFPB has recorded complaints against Moneytree Inc from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Moneytree Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.