CFPB Consumer Complaint Profile

Mountain Land Collections, Inc.

Behind the 229 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

229
Total complaints
62
Last 12 months
97.8%
Timely response
22
States affected

The verdict

Mountain Land Collections, Inc. ranks #833 of 3,848 financial companies by CFPB complaint volume, with 229 complaints on record. It answers 97.8% of complaints on time - above the 93% median for companies with 100+ complaints.

#833
of 3,848 companies by volume
97.8%
answered on time
Debt collection
most-complained product
22
states with complaints
Mountain Land Collections, Inc. timely response rate 97.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 119
Debt collection - Medical 36
Debt collection - I do not know 26
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 21
Credit reporting or other personal consumer reports - Credit reporting 11
Debt collection - Other debt 10
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt or credit management - Debt settlement 1
Vehicle loan or lease - Loan 1
Debt collection - Private student loan debt 1

Top Issues

1.Attempts to collect debt not owed 65
2.Written notification about debt 35
3.False statements or representation 28
4.Incorrect information on your report 27
5.Communication tactics 15
6.Took or threatened to take negative or legal action 15
7.Cont'd attempts collect debt not owed 14
8.Disclosure verification of debt 12
9.Improper contact or sharing of info 5
10.Threatened to contact someone or share information improperly 4

Complaints by Year

Year Complaints
2013 4
2014 7
2015 9
2016 20
2017 9
2018 11
2019 10
2020 12
2021 16
2022 16
2023 18
2024 19
2025 58
2026 20

Complaints by State (Top 15)

Utah 198
Texas 3
Idaho 3
California 2
Indiana 2
Arizona 2
Wyoming 2
Nevada 2
Colorado 1
Oregon 1
Kansas 1
Washington 1
New York 1
Florida 1
North Carolina 1

Company Responses

Closed with explanation 216
Closed with non-monetary relief 13

What the CFPB Complaint Record Shows for Mountain Land Collections, Inc.

229 complaints against Mountain Land Collections, Inc. appear in the CFPB record, including 62 from the trailing year. The 22 states and territories represented put this footprint in multi-regional territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

97.8% of CFPB-forwarded complaints against Mountain Land Collections, Inc. get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response was formally disputed in 11.9% of resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 5.7% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mountain Land Collections, Inc. have?

The CFPB has logged 229 complaints against Mountain Land Collections, Inc. to date, of which 62 came in over the last 12 months.

Does Mountain Land Collections, Inc. respond to complaints on time?

97.8% of the CFPB complaints against Mountain Land Collections, Inc. get a response within the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Mountain Land Collections, Inc.?

"Debt collection" draws more CFPB complaints against Mountain Land Collections, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Mountain Land Collections, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Mountain Land Collections, Inc. - see all issues and counts above.

How do I file a complaint against Mountain Land Collections, Inc.?

You can file a complaint against Mountain Land Collections, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mountain Land Collections, Inc.?

The CFPB has recorded complaints against Mountain Land Collections, Inc. from 22 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026