CFPB Consumer Complaint Profile

Mountain Land Collections, Inc.

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

229
Total complaints
Above average
62
Last 12 months
97.8%
Timely response
Below median
22
States affected

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The verdict

Mountain Land Collections, Inc. ranks #832 of 3,843 financial companies by CFPB complaint volume. On response speed it sits at the 46th percentile among companies with 100+ complaints.

Debt collection
most-complained product
UT
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
64/100
Mountain Land Collections, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 97.8%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 11.9%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 5.7%
Share of complaints closed with monetary or non-monetary relief

Mountain Land Collections, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.8% Around the middle higher than 46% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 19 in 2024 to 58 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - Medical debt 119
Debt collection - Medical 36
Debt collection - I do not know 26
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 21
Credit reporting or other personal consumer reports - Credit reporting 11
Debt collection - Other debt 10
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt or credit management - Debt settlement 1
Vehicle loan or lease - Loan 1
Debt collection - Private student loan debt 1

Top Issues

1.Attempts to collect debt not owed 65
2.Written notification about debt 35
3.False statements or representation 28
4.Incorrect information on your report 27
5.Communication tactics 15
6.Took or threatened to take negative or legal action 15
7.Cont'd attempts collect debt not owed 14
8.Disclosure verification of debt 12
9.Improper contact or sharing of info 5
10.Threatened to contact someone or share information improperly 4

Complaints by Year

Year Complaints
2013 4
2014 7
2015 9
2016 20
2017 9
2018 11
2019 10
2020 12
2021 16
2022 16
2023 18
2024 19
2025 58
2026year in progress 20

Complaints by State (Top 15)

Utah 198
Texas 3
Idaho 3
California 2
Indiana 2
Arizona 2
Wyoming 2
Nevada 2
Colorado 1
Oregon 1
Kansas 1
Washington 1
New York 1
Florida 1
North Carolina 1

Company Responses

Closed with explanation 216
Closed with non-monetary relief 13

What the CFPB Complaint Record Shows for Mountain Land Collections, Inc.

In the CFPB record, Mountain Land Collections, Inc. has a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Mountain Land Collections, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Mountain Land Collections, Inc. have?

The CFPB has logged 229 complaints against Mountain Land Collections, Inc. to date, of which 62 came in over the last 12 months.

Does Mountain Land Collections, Inc. respond to complaints on time?

CFPB complaints against Mountain Land Collections, Inc. draw a 97.8% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Mountain Land Collections, Inc.?

"Debt collection" draws more CFPB complaints against Mountain Land Collections, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Mountain Land Collections, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Mountain Land Collections, Inc. - see all issues and counts above.

How do I file a complaint against Mountain Land Collections, Inc.?

You can file a complaint against Mountain Land Collections, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mountain Land Collections, Inc.?

The CFPB has recorded complaints against Mountain Land Collections, Inc. from 22 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Mountain Land Collections, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.