CFPB Consumer Complaint Profile

Mutual Management Services LLC

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

163
Total complaints
Mid-range
51
Last 12 months
100%
Timely response
Top decile
18
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Mutual Management Services LLC sits at #1052. Its on-time response record is at the 86th percentile among companies with 100+ complaints.

Debt collection
most-complained product
FL
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
39/100
Mutual Management Services LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 70.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Mutual Management Services LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - I do not know 50
Debt collection - Rental debt 39
Debt collection - Other debt 32
Credit reporting or other personal consumer reports - Credit reporting 23
Debt collection - Other (i.e. phone, health club, etc.) 7
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7
Credit reporting or other personal consumer reports - Other personal consumer report 3
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1
Debt collection - Credit card 1

Top Issues

1.Attempts to collect debt not owed 52
2.False statements or representation 30
3.Incorrect information on your report 24
4.Written notification about debt 20
5.Took or threatened to take negative or legal action 13
6.Cont'd attempts collect debt not owed 5
7.Improper use of your report 5
8.Communication tactics 4
9.Disclosure verification of debt 3
10.Problem with a credit reporting company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2016 10
2017 2
2018 5
2019 3
2020 9
2021 8
2022 9
2023 17
2024 38
2025 44
2026year in progress 18

Complaints by State (Top 15)

Florida 91
Georgia 17
Hawaii 11
Texas 11
Tennessee 10
District of Columbia 3
New York 2
South Carolina 2
Illinois 2
Michigan 2
Minnesota 2
New Jersey 2
North Carolina 2
Virginia 1
Colorado 1

Company Responses

Closed with explanation 160
Closed 3

What the CFPB Complaint Record Shows for Mutual Management Services LLC

Mutual Management Services LLC draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Mutual Management Services LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Mutual Management Services LLC have?

163 complaints have been filed against Mutual Management Services LLC with the CFPB overall - 51 of them in the past year.

Does Mutual Management Services LLC respond to complaints on time?

Mutual Management Services LLC has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Mutual Management Services LLC?

The most complained-about product for Mutual Management Services LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Mutual Management Services LLC?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Mutual Management Services LLC - see all issues and counts above.

How do I file a complaint against Mutual Management Services LLC?

You can file a complaint against Mutual Management Services LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mutual Management Services LLC?

Consumers in 18 states and territories have filed complaints about Mutual Management Services LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Mutual Management Services LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.