CFPB Consumer Complaint Profile

NEXA Mortgage, LLC

What 82 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

82
Total complaints
Mid-range
23
Last 12 months
78%
Timely response
Bottom decile
28
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, NEXA Mortgage, LLC sits at #1453, with 82 complaints logged. It posts a 78% on-time response rate, the 8th percentile among companies with 100+ complaints.

#1453
of 3,843 companies by volume
78%
on time (8th pctile)
Mortgage
most-complained product
28
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
42/100
NEXA Mortgage, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 78.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C+ 6.1%
Share of complaints closed with monetary or non-monetary relief

NEXA Mortgage, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

78% Among the lowest higher than 8% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

NEXA Mortgage, LLC timely response rate 78.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 24
Mortgage - Conventional home mortgage 22
Mortgage - Other type of mortgage 16
Mortgage - VA mortgage 6
Credit reporting or other personal consumer reports - Credit reporting 5
Debt collection - Other debt 4
Mortgage - Home equity loan or line of credit (HELOC) 3
Mortgage - USDA mortgage 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 36
2.Closing on a mortgage 30
3.Improper use of your report 6
4.Trouble during payment process 5
5.Threatened to contact someone or share information improperly 2
6.Attempts to collect debt not owed 2
7.Incorrect information on your report 1

Complaints by Year

Year Complaints
2020 2
2021 14
2022 15
2023 9
2024 14
2025 21
2026year in progress 7

Complaints by State (Top 15)

California 10
Florida 9
Texas 8
Michigan 6
North Carolina 5
Georgia 5
Arkansas 4
Tennessee 4
Ohio 3
South Carolina 3
Washington 3
Virginia 2
Minnesota 2
New York 2
New Jersey 2

Company Responses

Closed with explanation 76
Closed with monetary relief 5
In progress 1

What the CFPB Complaint Record Shows for NEXA Mortgage, LLC

NEXA Mortgage, LLC carries 82 complaints in the CFPB's database, 23 of them filed within the past 12 months. Consumers spanning 28 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against NEXA Mortgage, LLC draw a 78% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Among resolved complaints, 6.1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does NEXA Mortgage, LLC have?

The CFPB has logged 82 complaints against NEXA Mortgage, LLC to date, of which 23 came in over the last 12 months.

Does NEXA Mortgage, LLC respond to complaints on time?

NEXA Mortgage, LLC has a 78% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for NEXA Mortgage, LLC?

The most complained-about product for NEXA Mortgage, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with NEXA Mortgage, LLC?

"Applying for a mortgage or refinancing an existing mortgage" is the single most frequently cited issue in complaints against NEXA Mortgage, LLC - see all issues and counts above.

How do I file a complaint against NEXA Mortgage, LLC?

You can file a complaint against NEXA Mortgage, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about NEXA Mortgage, LLC?

The CFPB has recorded complaints against NEXA Mortgage, LLC from 28 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Frequently Asked Questions

How many CFPB complaints does NEXA Mortgage, LLC have?

The CFPB has logged 82 complaints against NEXA Mortgage, LLC to date, of which 23 came in over the last 12 months.

Does NEXA Mortgage, LLC respond to complaints on time?

NEXA Mortgage, LLC has a 78% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for NEXA Mortgage, LLC?

The most complained-about product for NEXA Mortgage, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with NEXA Mortgage, LLC?

"Applying for a mortgage or refinancing an existing mortgage" is the single most frequently cited issue in complaints against NEXA Mortgage, LLC - see all issues and counts above.

How do I file a complaint against NEXA Mortgage, LLC?

You can file a complaint against NEXA Mortgage, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about NEXA Mortgage, LLC?

The CFPB has recorded complaints against NEXA Mortgage, LLC from 28 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

NEXA Mortgage, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.