CFPB Consumer Complaint Profile

Northern Trust Company, The

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

135
Total complaints
Mid-range
6
Last 12 months
98.5%
Timely response
Above median
27
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Northern Trust Company, The sits at #1160. On response speed it sits at the 54th percentile among companies with 100+ complaints.

Checking or savings …
most-complained product
FL
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
63/100
Northern Trust Company, The · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.5%
Share of complaints answered within the CFPB response window
Dispute Rate D 19.6%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 11.1%
Share of complaints closed with monetary or non-monetary relief

Northern Trust Company, The vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.5% Higher than most higher than 54% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Checking or savings account - Checking account 22
Checking or savings account - Other banking product or service 19
Bank account or service - Checking account 15
Bank account or service - Other bank product/service 14
Mortgage - Other mortgage 8
Money transfer, virtual currency, or money service - Domestic (US) money transfer 8
Mortgage - Conventional home mortgage 6
Money transfer, virtual currency, or money service - International money transfer 6
Mortgage - Home equity loan or line of credit 4
Checking or savings account - Savings account 3

Top Issues

1.Managing an account 32
2.Account opening, closing, or management 19
3.Closing an account 10
4.Loan servicing, payments, escrow account 10
5.Deposits and withdrawals 9
6.Other transaction problem 7
7.Making/receiving payments, sending money 6
8.Trouble during payment process 5
9.Problem with a lender or other company charging your account 4
10.Loan modification,collection,foreclosure 4

Complaints by Year

Year Complaints
2012 5
2013 7
2014 13
2015 13
2016 11
2017 13
2018 15
2019 16
2020 6
2021 6
2022 6
2023 10
2024 7
2025 6
2026year in progress 1

Complaints by State (Top 15)

Florida 28
Illinois 26
California 18
Texas 8
Colorado 7
Arizona 5
New York 5
Ohio 4
Wisconsin 4
Pennsylvania 2
Mississippi 2
Georgia 2
Kentucky 2
Maryland 2
Michigan 2

Company Responses

Closed with explanation 120
Closed with monetary relief 12
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for Northern Trust Company, The

Northern Trust Company, The draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Managing an account" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Northern Trust Company, The: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Northern Trust Company, The have?

135 complaints have been filed against Northern Trust Company, The with the CFPB overall - 6 of them in the past year.

Does Northern Trust Company, The respond to complaints on time?

CFPB complaints against Northern Trust Company, The draw a 98.5% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Northern Trust Company, The?

The most complained-about product for Northern Trust Company, The is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Northern Trust Company, The?

The most common issue reported by consumers about Northern Trust Company, The is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Northern Trust Company, The?

You can file a complaint against Northern Trust Company, The directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Northern Trust Company, The?

The CFPB has recorded complaints against Northern Trust Company, The from 27 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Northern Trust Company, The's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.