CFPB Consumer Complaint Profile

NOVA Financial Holding Company, LLC

What 34 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

34
Total complaints
13
Last 12 months
100%
Timely response
8
States affected

The verdict

NOVA Financial Holding Company, LLC ranks #2214 of 3,848 financial companies by CFPB complaint volume, with 34 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#2214
of 3,848 companies by volume
100%
answered on time
Mortgage
most-complained product
8
states with complaints
NOVA Financial Holding Company, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 13
Mortgage — FHA mortgage 11
Mortgage — VA mortgage 3
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 2
Mortgage — Other type of mortgage 2
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 1
Debt collection — Mortgage debt 1
Credit reporting or other personal consumer reports — Credit reporting 1

Top Issues

1.Struggling to pay mortgage 8
2.Trouble during payment process 7
3.Closing on a mortgage 5
4.Incorrect information on your report 5
5.Applying for a mortgage or refinancing an existing mortgage 5
6.Improper use of your report 3
7.Attempts to collect debt not owed 1

Complaints by Year

Year Complaints
2020 3
2021 4
2022 6
2023 5
2024 2
2025 13
2026 1

Complaints by State (Top 15)

Arizona 17
Colorado 5
Nevada 3
Oregon 3
Alabama 2
Washington 1
Ohio 1
California 1

Company Responses

Closed with explanation 33
Closed with monetary relief 1

What the CFPB Complaint Record Shows for NOVA Financial Holding Company, LLC

The CFPB Consumer Complaint Database has logged 34 complaints against NOVA Financial Holding Company, LLC overall, with 13 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Struggling to pay mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

NOVA Financial Holding Company, LLC's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 2.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does NOVA Financial Holding Company, LLC have?

NOVA Financial Holding Company, LLC has 34 total consumer complaints filed with the CFPB, with 13 filed in the last 12 months.

Does NOVA Financial Holding Company, LLC respond to complaints on time?

NOVA Financial Holding Company, LLC has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for NOVA Financial Holding Company, LLC?

The most complained-about product for NOVA Financial Holding Company, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with NOVA Financial Holding Company, LLC?

The most common issue reported by consumers about NOVA Financial Holding Company, LLC is "Struggling to pay mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against NOVA Financial Holding Company, LLC?

You can file a complaint against NOVA Financial Holding Company, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about NOVA Financial Holding Company, LLC?

Consumers in 8 states and territories have filed complaints about NOVA Financial Holding Company, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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