CFPB Consumer Complaint Profile

NQM Funding, LLC

Behind the 20 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

20
Total complaints
Mid-range
3
Last 12 months
85%
Timely response
Bottom quartile
8
States affected

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, NQM Funding, LLC sits at #2861, with 20 complaints logged. It posts a 85% on-time response rate, the 12th percentile among companies with 100+ complaints.

#2861
of 3,843 companies by volume
85%
on time (12th pctile)
Mortgage
most-complained product
8
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
23/100
NQM Funding, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 85.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

NQM Funding, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

85% Among the lowest higher than 12% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

NQM Funding, LLC timely response rate 85.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 8
Mortgage - FHA mortgage 5
Mortgage - Other type of mortgage 3
Mortgage - VA mortgage 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - Other debt 1

Top Issues

1.Closing on a mortgage 6
2.Applying for a mortgage or refinancing an existing mortgage 6
3.Trouble during payment process 5
4.Improper use of your report 1
5.Took or threatened to take negative or legal action 1
6.Struggling to pay mortgage 1

Complaints by Year

Year Complaints
2017 1
2018 1
2019 1
2020 4
2021 4
2022 3
2023 1
2024 1
2025 1
2026year in progress 3

Complaints by State (Top 15)

Florida 9
Virginia 4
Missouri 2
California 1
Colorado 1
Illinois 1
Washington 1
Minnesota 1

Company Responses

Closed with explanation 19
In progress 1

What the CFPB Complaint Record Shows for NQM Funding, LLC

The CFPB Consumer Complaint Database has logged 20 complaints against NQM Funding, LLC overall, with 3 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Closing on a mortgage," a reasonable starting point for understanding recurring friction.

NQM Funding, LLC's timely response rate stands at 85%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does NQM Funding, LLC have?

NQM Funding, LLC has 20 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does NQM Funding, LLC respond to complaints on time?

CFPB complaints against NQM Funding, LLC draw a 85% timely-response rate inside the expected window.

What product generates the most complaints for NQM Funding, LLC?

The most complained-about product for NQM Funding, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with NQM Funding, LLC?

"Closing on a mortgage" is the single most frequently cited issue in complaints against NQM Funding, LLC - see all issues and counts above.

How do I file a complaint against NQM Funding, LLC?

You can file a complaint against NQM Funding, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about NQM Funding, LLC?

NQM Funding, LLC has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Frequently Asked Questions

How many CFPB complaints does NQM Funding, LLC have?

NQM Funding, LLC has 20 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does NQM Funding, LLC respond to complaints on time?

CFPB complaints against NQM Funding, LLC draw a 85% timely-response rate inside the expected window.

What product generates the most complaints for NQM Funding, LLC?

The most complained-about product for NQM Funding, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with NQM Funding, LLC?

"Closing on a mortgage" is the single most frequently cited issue in complaints against NQM Funding, LLC - see all issues and counts above.

How do I file a complaint against NQM Funding, LLC?

You can file a complaint against NQM Funding, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about NQM Funding, LLC?

NQM Funding, LLC has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

NQM Funding, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.