CFPB Consumer Complaint Profile

CURO Intermediate Holdings

Consumers have filed 3,513 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

3,513
Total complaints
Among the highest
56
Last 12 months
99.9%
Timely response
Top decile
47
States affected

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The verdict

3,513 CFPB complaints put CURO Intermediate Holdings at #138 out of 3,843 financial companies ranked by complaint volume. It posts a 99.9% on-time response rate, the 82nd percentile among companies with 100+ complaints.

#138
of 3,843 companies by volume
99.9%
on time (82nd pctile)
Debt collection
most-complained product
47
states with complaints
C+
PlainCredit Trust Score
62/100
CURO Intermediate Holdings · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A 99.9%
Share of complaints answered within the CFPB response window
Dispute Rate F 20.3%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.5%
Share of complaints closed with monetary or non-monetary relief

CURO Intermediate Holdings vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.9% Top 18% higher than 82% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 38 in 2024 to 54 in 2025 (2024 → 2025).

See the full year-over-year release diff

CURO Intermediate Holdings timely response rate 99.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Payday loan debt 763
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 669
Debt collection - I do not know 472
Payday loan, title loan, or personal loan - Payday loan 464
Payday loan 302
Debt collection - Payday loan 182
Debt collection - Other debt 160
Payday loan, title loan, or personal loan - Installment loan 126
Debt collection - Credit card debt 80
Consumer Loan - Installment loan 56

Top Issues

1.Attempts to collect debt not owed 730
2.Incorrect information on your report 415
3.Written notification about debt 294
4.Took or threatened to take negative or legal action 192
5.Problem with a credit reporting company's investigation into an existing problem 179
6.Improper use of your report 176
7.Charged fees or interest you didn't expect 163
8.False statements or representation 160
9.Struggling to pay your loan 125
10.Communication tactics 108

Complaints by Year

Year Complaints
2013 26
2014 144
2015 186
2016 178
2017 245
2018 251
2019 312
2020 418
2021 923
2022 642
2023 81
2024 38
2025 54
2026year in progress 15

Complaints by State (Top 15)

Texas 1,006
California 619
Tennessee 198
Louisiana 141
Missouri 126
Ohio 113
Nevada 112
Alabama 111
Virginia 109
Arizona 106
Illinois 105
Mississippi 81
Kansas 72
Georgia 51
Wisconsin 51

Company Responses

Closed with explanation 3,322
Closed 103
Closed with monetary relief 46
Closed with non-monetary relief 42

What the CFPB Complaint Record Shows for CURO Intermediate Holdings

The CFPB Consumer Complaint Database has logged 3,513 complaints against CURO Intermediate Holdings overall, with 56 of those filed in the trailing 12 months. Reports have come from consumers in 47 states and territories, making this a nationwide complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CURO Intermediate Holdings's timely response rate stands at 99.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 20.3% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 2.5%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CURO Intermediate Holdings have?

CURO Intermediate Holdings has 3,513 total consumer complaints filed with the CFPB, with 56 filed in the last 12 months.

Does CURO Intermediate Holdings respond to complaints on time?

CFPB complaints against CURO Intermediate Holdings draw a 99.9% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for CURO Intermediate Holdings?

Among all products tied to CURO Intermediate Holdings, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with CURO Intermediate Holdings?

Consumers most often cite "Attempts to collect debt not owed" when complaining about CURO Intermediate Holdings; the full issue list with counts is above.

How do I file a complaint against CURO Intermediate Holdings?

You can file a complaint against CURO Intermediate Holdings directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CURO Intermediate Holdings?

The CFPB has recorded complaints against CURO Intermediate Holdings from 47 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for CURO Intermediate Holdings: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar complaint volume

Nearest companies by total CFPB complaint count (3,513 here).

Similar dispute rates

Nearest companies by share of complaints marked disputed (20.3% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026