CFPB Consumer Complaint Profile

Ntfn Inc.

What 12 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

12
Total complaints
3
Last 12 months
50%
Timely response
10
States affected

The verdict

Ntfn Inc. ranks #3497 of 3,848 financial companies by CFPB complaint volume, with 12 complaints on record. It answers 50% of complaints on time — below the 93% median for companies with 100+ complaints.

#3497
of 3,848 companies by volume
50%
answered on time
Mortgage
most-complained product
10
states with complaints
Ntfn Inc. timely response rate 50.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — FHA mortgage 3
Mortgage — Conventional home mortgage 2
Payday loan, title loan, personal loan, or advance loan — Personal line of credit 2
Credit reporting or other personal consumer reports — Credit reporting 1
Mortgage — Other mortgage 1
Mortgage — VA mortgage 1
Payday loan, title loan, personal loan, or advance loan — Installment loan 1
Mortgage — Conventional fixed mortgage 1

Top Issues

1.Settlement process and costs 3
2.Closing on a mortgage 2
3.Trouble during payment process 1
4.Improper use of your report 1
5.Loan modification,collection,foreclosure 1
6.Problem with cash advance 1
7.Getting a line of credit 1
8.Problem with additional add-on products or services 1
9.Application, originator, mortgage broker 1

Complaints by Year

Year Complaints
2014 2
2016 3
2019 1
2022 1
2023 1
2024 1
2025 3

Complaints by State (Top 15)

Texas 3
North Carolina 1
Florida 1
Ohio 1
Louisiana 1
South Carolina 1
Connecticut 1
Tennessee 1
Michigan 1
Georgia 1

Company Responses

Closed with explanation 4
Closed with monetary relief 4
Untimely response 4

What the CFPB Complaint Record Shows for Ntfn Inc.

The CFPB Consumer Complaint Database has logged 12 complaints against Ntfn Inc. overall, with 3 of those filed in the trailing 12 months. Reports have come from consumers in 10 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Settlement process and costs" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Ntfn Inc.'s timely response rate stands at 50%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 20% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 33.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Ntfn Inc. have?

Ntfn Inc. has 12 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does Ntfn Inc. respond to complaints on time?

Ntfn Inc. has a 50% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Ntfn Inc.?

The most complained-about product for Ntfn Inc. is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Ntfn Inc.?

The most common issue reported by consumers about Ntfn Inc. is "Settlement process and costs." All complaint issues are listed above with their counts.

How do I file a complaint against Ntfn Inc.?

You can file a complaint against Ntfn Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Ntfn Inc.?

Consumers in 10 states and territories have filed complaints about Ntfn Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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