CFPB Consumer Complaint Profile

PACE Funding Group, LLC

What 28 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

28
Total complaints
11
Last 12 months
92.9%
Timely response
2
States affected

The verdict

PACE Funding Group, LLC ranks #2425 of 3,848 financial companies by CFPB complaint volume, with 28 complaints on record. It answers 92.9% of complaints on time — above the 93% median for companies with 100+ complaints.

#2425
of 3,848 companies by volume
92.9%
answered on time
Mortgage
most-complained product
2
states with complaints
PACE Funding Group, LLC timely response rate 92.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Other type of mortgage 9
Payday loan, title loan, personal loan, or advance loan — Installment loan 5
Payday loan, title loan, or personal loan — Personal line of credit 3
Payday loan, title loan, or personal loan — Installment loan 3
Mortgage — FHA mortgage 1
Payday loan, title loan, personal loan, or advance loan — Personal line of credit 1
Mortgage — Conventional home mortgage 1
Mortgage — Home equity loan or line of credit (HELOC) 1
Debt or credit management — Mortgage modification or foreclosure avoidance 1
Debt collection — Other debt 1

Top Issues

1.Trouble during payment process 5
2.Problem with the payoff process at the end of the loan 3
3.Closing on a mortgage 3
4.Getting the loan 3
5.Applying for a mortgage or refinancing an existing mortgage 2
6.Charged fees or interest you didn't expect 2
7.Problem when making payments 2
8.Struggling to pay mortgage 1
9.Problem with additional add-on products or services 1
10.Incorrect information on your report 1

Complaints by Year

Year Complaints
2020 6
2021 2
2022 2
2023 3
2024 4
2025 8
2026 3

Complaints by State (Top 15)

California 22
Florida 6

Company Responses

Closed with explanation 25
In progress 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for PACE Funding Group, LLC

The CFPB Consumer Complaint Database has logged 28 complaints against PACE Funding Group, LLC overall, with 11 of those filed in the trailing 12 months. Reports have come from consumers in 2 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

PACE Funding Group, LLC's timely response rate stands at 92.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Of complaints that were resolved, 3.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does PACE Funding Group, LLC have?

PACE Funding Group, LLC has 28 total consumer complaints filed with the CFPB, with 11 filed in the last 12 months.

Does PACE Funding Group, LLC respond to complaints on time?

PACE Funding Group, LLC has a 92.9% timely response rate to CFPB complaints.

What product generates the most complaints for PACE Funding Group, LLC?

The most complained-about product for PACE Funding Group, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with PACE Funding Group, LLC?

The most common issue reported by consumers about PACE Funding Group, LLC is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against PACE Funding Group, LLC?

You can file a complaint against PACE Funding Group, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about PACE Funding Group, LLC?

Consumers in 2 states and territories have filed complaints about PACE Funding Group, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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