CFPB Consumer Complaint Profile

Pingora Holdings, LP

Behind the 19 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

19
Total complaints
Below average
0
Last 12 months
94.7%
Timely response
Below median
11
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Pingora Holdings, LP sits at #2935, with 19 complaints logged. Its on-time response rate is 94.7%, the 28th percentile among companies with 100+ complaints.

#2935
of 3,843 companies by volume
94.7%
on time (28th pctile)
Mortgage
most-complained product
11
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
35/100
Pingora Holdings, LP · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 94.7%
Share of complaints answered within the CFPB response window
Dispute Rate D 20.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Pingora Holdings, LP vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

94.7% Around the middle higher than 28% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Pingora Holdings, LP timely response rate 94.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 8
Mortgage - FHA mortgage 4
Mortgage - Other mortgage 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Mortgage - Conventional adjustable mortgage (ARM) 1
Mortgage - Conventional fixed mortgage 1

Top Issues

1.Trouble during payment process 5
2.Improper use of your report 3
3.Loan servicing, payments, escrow account 3
4.Struggling to pay mortgage 2
5.Other 2
6.Credit monitoring or identity theft protection services 1
7.Identity theft protection or other monitoring services 1
8.Applying for a mortgage or refinancing an existing mortgage 1
9.Incorrect information on your report 1

Complaints by Year

Year Complaints
2015 3
2016 1
2017 5
2018 1
2021 1
2022 8

Complaints by State (Top 15)

California 6
Florida 3
New Jersey 2
Maryland 1
Virginia 1
Georgia 1
Wisconsin 1
Colorado 1
Idaho 1
Alaska 1
Ohio 1

Company Responses

Closed with explanation 19

What the CFPB Complaint Record Shows for Pingora Holdings, LP

19 complaints against Pingora Holdings, LP appear in the CFPB record, including 0 from the trailing year. The 11 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Inside that category, "Trouble during payment process" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Pingora Holdings, LP posts a 94.7% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response carried a 20% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Pingora Holdings, LP have?

Pingora Holdings, LP has 19 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Pingora Holdings, LP respond to complaints on time?

Pingora Holdings, LP has a 94.7% timely response rate to CFPB complaints.

What product generates the most complaints for Pingora Holdings, LP?

"Mortgage" draws more CFPB complaints against Pingora Holdings, LP than any other product - see the full breakdown above.

What is the most common complaint issue with Pingora Holdings, LP?

Consumers most often cite "Trouble during payment process" when complaining about Pingora Holdings, LP; the full issue list with counts is above.

How do I file a complaint against Pingora Holdings, LP?

You can file a complaint against Pingora Holdings, LP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Pingora Holdings, LP?

Consumers in 11 states and territories have filed complaints about Pingora Holdings, LP with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Pingora Holdings, LP: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20% here).

Frequently Asked Questions

How many CFPB complaints does Pingora Holdings, LP have?

Pingora Holdings, LP has 19 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Pingora Holdings, LP respond to complaints on time?

Pingora Holdings, LP has a 94.7% timely response rate to CFPB complaints.

What product generates the most complaints for Pingora Holdings, LP?

"Mortgage" draws more CFPB complaints against Pingora Holdings, LP than any other product - see the full breakdown above.

What is the most common complaint issue with Pingora Holdings, LP?

Consumers most often cite "Trouble during payment process" when complaining about Pingora Holdings, LP; the full issue list with counts is above.

How do I file a complaint against Pingora Holdings, LP?

You can file a complaint against Pingora Holdings, LP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Pingora Holdings, LP?

Consumers in 11 states and territories have filed complaints about Pingora Holdings, LP with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Pingora Holdings, LP's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.