CFPB Consumer Complaint Profile

Popular Bank

654 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

654
Total complaints
Above average
0
Last 12 months
98.5%
Timely response
Above median
42
States affected

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The verdict

654 CFPB complaints put Popular Bank at #435 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 98.5%, the 54th percentile among companies with 100+ complaints.

#435
of 3,843 companies by volume
98.5%
on time (54th pctile)
Bank account or serv…
most-complained product
42
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
65/100
Popular Bank · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.5%
Share of complaints answered within the CFPB response window
Dispute Rate D 19.2%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 16.8%
Share of complaints closed with monetary or non-monetary relief

Popular Bank vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.5% Higher than most higher than 54% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2021 to 2022 complete years

  • Annual CFPB complaint volume moved from 45 in 2021 to 11 in 2022 (2021 → 2022).

See the full year-over-year release diff

Popular Bank timely response rate 98.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Bank account or service - Checking account 82
Checking or savings account - Checking account 74
Checking or savings account - CD (Certificate of Deposit) 50
Bank account or service - (CD) Certificate of deposit 49
Consumer Loan - Installment loan 45
Checking or savings account - Savings account 42
Bank account or service - Other bank product/service 38
Mortgage - Other mortgage 36
Payday loan 31
Mortgage - Home equity loan or line of credit 25

Top Issues

1.Managing an account 130
2.Account opening, closing, or management 112
3.Loan servicing, payments, escrow account 41
4.Deposits and withdrawals 36
5.Closing an account 30
6.Taking out the loan or lease 27
7.Loan modification,collection,foreclosure 26
8.Trouble during payment process 18
9.Opening an account 16
10.Managing the loan or lease 15

Complaints by Year

Year Complaints
2011 2
2012 30
2013 39
2014 99
2015 103
2016 85
2017 82
2018 77
2019 46
2020 35
2021 45
2022 11

Complaints by State (Top 15)

New York 189
Florida 85
California 83
New Jersey 49
Illinois 46
Texas 22
Georgia 13
Colorado 12
Arizona 11
North Carolina 10
Washington 9
Ohio 9
Virginia 8
Michigan 8
Alabama 7

Company Responses

Closed with explanation 541
Closed with monetary relief 68
Closed with non-monetary relief 33
Closed without relief 7
Closed 3
Closed with relief 2

What the CFPB Complaint Record Shows for Popular Bank

654 complaints against Popular Bank appear in the CFPB record, including 0 from the trailing year. The 42 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Bank account or service," which sits at the top of the product breakdown. The specific issue named most within that category is "Managing an account," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Popular Bank draw a 98.5% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 19.2% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 16.8% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Popular Bank have?

Popular Bank has 654 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Popular Bank respond to complaints on time?

Popular Bank's CFPB timely-response rate is 98.5%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Popular Bank?

"Bank account or service" draws more CFPB complaints against Popular Bank than any other product - see the full breakdown above.

What is the most common complaint issue with Popular Bank?

"Managing an account" is the single most frequently cited issue in complaints against Popular Bank - see all issues and counts above.

How do I file a complaint against Popular Bank?

You can file a complaint against Popular Bank directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Popular Bank?

Popular Bank has drawn CFPB complaints from 42 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Popular Bank: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (19.2% here).

Also handles Bank account or service

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Popular Bank have?

Popular Bank has 654 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Popular Bank respond to complaints on time?

Popular Bank's CFPB timely-response rate is 98.5%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Popular Bank?

"Bank account or service" draws more CFPB complaints against Popular Bank than any other product - see the full breakdown above.

What is the most common complaint issue with Popular Bank?

"Managing an account" is the single most frequently cited issue in complaints against Popular Bank - see all issues and counts above.

How do I file a complaint against Popular Bank?

You can file a complaint against Popular Bank directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Popular Bank?

Popular Bank has drawn CFPB complaints from 42 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Popular Bank's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.