CFPB Consumer Complaint Profile

BB&T Corporation

What 5,525 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

5,525
Total complaints
0
Last 12 months
99.7%
Timely response
51
States affected

The verdict

BB&T Corporation ranks #96 of 3,848 financial companies by CFPB complaint volume, with 5,525 complaints on record. It answers 99.7% of complaints on time — above the 93% median for companies with 100+ complaints.

#96
of 3,848 companies by volume
99.7%
answered on time
Bank account or serv…
most-complained product
51
states with complaints
BB&T Corporation timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Bank account or service — Checking account 1,243
Checking or savings account — Checking account 811
Mortgage — Other mortgage 388
Consumer Loan — Vehicle loan 302
Mortgage — Conventional fixed mortgage 294
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 283
Bank account or service — Other bank product/service 256
Vehicle loan or lease — Loan 217
Checking or savings account — Other banking product or service 163
Mortgage — Conventional home mortgage 156

Top Issues

1.Account opening, closing, or management 656
2.Managing an account 639
3.Deposits and withdrawals 426
4.Problems caused by my funds being low 414
5.Loan servicing, payments, escrow account 398
6.Loan modification,collection,foreclosure 348
7.Managing the loan or lease 264
8.Problem caused by your funds being low 172
9.Incorrect information on your report 166
10.Trouble during payment process 147

Complaints by Year

Year Complaints
2011 12
2012 408
2013 556
2014 576
2015 761
2016 801
2017 742
2018 823
2019 740
2020 105
2022 1

Complaints by State (Top 15)

Florida 931
North Carolina 674
Virginia 652
Georgia 491
Maryland 460
Pennsylvania 350
Texas 321
South Carolina 213
Kentucky 136
Alabama 122
West Virginia 118
New Jersey 104
Tennessee 93
New York 87
Ohio 75

Company Responses

Closed with explanation 5,225
Closed with monetary relief 120
Closed without relief 103
Closed with relief 42
Closed with non-monetary relief 29
Closed 5
Untimely response 1

What the CFPB Complaint Record Shows for BB&T Corporation

The CFPB Consumer Complaint Database has logged 5,525 complaints against BB&T Corporation overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 51 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Bank account or service," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Account opening, closing, or management" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

BB&T Corporation's timely response rate stands at 99.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 23.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 5.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does BB&T Corporation have?

BB&T Corporation has 5,525 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does BB&T Corporation respond to complaints on time?

BB&T Corporation has a 99.7% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for BB&T Corporation?

The most complained-about product for BB&T Corporation is "Bank account or service." You can view the full product breakdown on this page.

What is the most common complaint issue with BB&T Corporation?

The most common issue reported by consumers about BB&T Corporation is "Account opening, closing, or management." All complaint issues are listed above with their counts.

How do I file a complaint against BB&T Corporation?

You can file a complaint against BB&T Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about BB&T Corporation?

Consumers in 51 states and territories have filed complaints about BB&T Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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