CFPB Consumer Complaint Profile

Prestige Financial Services Inc

832 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

832
Total complaints
Among the highest
0
Last 12 months
98.9%
Timely response
Above median
41
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Prestige Financial Services Inc has accumulated 832 complaints, placing it #369 by volume. Its on-time response rate is 98.9%, the 59th percentile among companies with 100+ complaints.

#369
of 3,843 companies by volume
98.9%
on time (59th pctile)
Credit reporting, cr…
most-complained product
41
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
64/100
Prestige Financial Services Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 98.9%
Share of complaints answered within the CFPB response window
Dispute Rate C- 15.6%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 6.1%
Share of complaints closed with monetary or non-monetary relief

Prestige Financial Services Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.9% Higher than most higher than 59% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2022 to 2023 complete years

  • Annual CFPB complaint volume moved from 84 in 2022 to 134 in 2023 (2022 → 2023).

See the full year-over-year release diff

Prestige Financial Services Inc timely response rate 98.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 260
Vehicle loan or lease - Loan 239
Consumer Loan - Vehicle loan 144
Debt collection - Auto debt 77
Debt collection - Auto 32
Credit reporting or other personal consumer reports - Credit reporting 29
Debt collection - I do not know 15
Vehicle loan or lease - Lease 8
Debt collection - Other debt 5
Consumer Loan - Installment loan 5

Top Issues

1.Managing the loan or lease 156
2.Incorrect information on your report 139
3.Improper use of your report 120
4.Struggling to pay your loan 82
5.Problems when you are unable to pay 77
6.Problem with a credit reporting company's investigation into an existing problem 48
7.Attempts to collect debt not owed 40
8.Communication tactics 35
9.Getting a loan or lease 22
10.Problems at the end of the loan or lease 19

Complaints by Year

Year Complaints
2013 24
2014 40
2015 51
2016 53
2017 111
2018 90
2019 91
2020 72
2021 82
2022 84
2023 134

Complaints by State (Top 15)

Texas 104
Illinois 101
Georgia 70
Arizona 57
Maryland 55
Virginia 50
Ohio 40
California 39
Colorado 25
Alabama 23
Washington 22
Utah 21
Indiana 19
Missouri 17
Pennsylvania 17

Company Responses

Closed with explanation 781
Closed with monetary relief 39
Closed with non-monetary relief 12

What the CFPB Complaint Record Shows for Prestige Financial Services Inc

The CFPB Consumer Complaint Database has logged 832 complaints against Prestige Financial Services Inc overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 41 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Managing the loan or lease" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Prestige Financial Services Inc's timely response rate stands at 98.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 15.6% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 6.1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Prestige Financial Services Inc have?

Prestige Financial Services Inc has 832 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Prestige Financial Services Inc respond to complaints on time?

Prestige Financial Services Inc has a 98.9% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Prestige Financial Services Inc?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Prestige Financial Services Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Prestige Financial Services Inc?

Consumers most often cite "Managing the loan or lease" when complaining about Prestige Financial Services Inc; the full issue list with counts is above.

How do I file a complaint against Prestige Financial Services Inc?

You can file a complaint against Prestige Financial Services Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Prestige Financial Services Inc?

The CFPB has recorded complaints against Prestige Financial Services Inc from 41 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Prestige Financial Services Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (15.6% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Prestige Financial Services Inc have?

Prestige Financial Services Inc has 832 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Prestige Financial Services Inc respond to complaints on time?

Prestige Financial Services Inc has a 98.9% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Prestige Financial Services Inc?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Prestige Financial Services Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Prestige Financial Services Inc?

Consumers most often cite "Managing the loan or lease" when complaining about Prestige Financial Services Inc; the full issue list with counts is above.

How do I file a complaint against Prestige Financial Services Inc?

You can file a complaint against Prestige Financial Services Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Prestige Financial Services Inc?

The CFPB has recorded complaints against Prestige Financial Services Inc from 41 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Prestige Financial Services Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.