CFPB Consumer Complaint Profile
Prizm Financial Company, LLC
Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 37
- Total complaints
- Mid-range
- 7
- Last 12 months
- 100%
- Timely response
- Top decile
- 15
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Prizm Financial Company, LLC places #2112 by volume. Its on-time response record is at the 86th percentile among companies with 100+ complaints.
- Vehicle loan or lease
- most-complained product
- OH
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Prizm Financial Company, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 1 |
| 2016 | 4 |
| 2017 | 6 |
| 2018 | 4 |
| 2019 | 3 |
| 2021 | 3 |
| 2022 | 2 |
| 2023 | 6 |
| 2024 | 1 |
| 2025 | 7 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Prizm Financial Company, LLC
In the CFPB record, Prizm Financial Company, LLC has a multi-regional complaint footprint. The single largest complaint category is "Vehicle loan or lease," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Struggling to pay your loan," a reasonable starting point for understanding recurring friction.
Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Prizm Financial Company, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (16.7% here).
Also handles Vehicle loan or lease
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Prizm Financial Company, LLC have?
37 complaints have been filed against Prizm Financial Company, LLC with the CFPB overall - 7 of them in the past year.
Does Prizm Financial Company, LLC respond to complaints on time?
CFPB complaints against Prizm Financial Company, LLC draw a 100% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for Prizm Financial Company, LLC?
"Vehicle loan or lease" draws more CFPB complaints against Prizm Financial Company, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Prizm Financial Company, LLC?
The most common issue reported by consumers about Prizm Financial Company, LLC is "Struggling to pay your loan." All complaint issues are listed above with their counts.
How do I file a complaint against Prizm Financial Company, LLC?
You can file a complaint against Prizm Financial Company, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Prizm Financial Company, LLC?
The CFPB has recorded complaints against Prizm Financial Company, LLC from 15 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.