Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

CFPB Consumer Complaint Profile

351
Total Complaints
1
Last 12 Months
83.8%
Timely Response
40
States Affected
Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch timely response rate 83.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 65
Debt collection — Medical debt 55
Debt collection — Other debt 47
Debt collection — Federal student loan debt 43
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 25
Student loan — Federal student loan servicing 21
Debt collection — Auto debt 19
Debt collection — Private student loan debt 14
Debt collection — Credit card 12
Student loan — Private student loan 9

Top Issues

1.Attempts to collect debt not owed 105
2.Communication tactics 43
3.Written notification about debt 43
4.False statements or representation 25
5.Dealing with your lender or servicer 20
6.Took or threatened to take negative or legal action 20
7.Incorrect information on your report 18
8.Cont'd attempts collect debt not owed 17
9.Threatened to contact someone or share information improperly 12
10.Disclosure verification of debt 10

Complaints by Year

Year Complaints
2013 3
2014 17
2015 12
2016 19
2017 41
2018 61
2019 80
2020 49
2021 49
2022 13
2023 6
2025 1

Complaints by State (Top 15)

California 85
Texas 40
Florida 28
New York 18
Virginia 14
Georgia 13
Illinois 12
Pennsylvania 12
South Carolina 10
New Jersey 10
North Carolina 10
Colorado 8
Minnesota 8
Maryland 8
Washington 5

Company Responses

Closed with explanation 338
Closed 12
Untimely response 1

What the CFPB Complaint Record Shows for Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

The CFPB Consumer Complaint Database has logged 351 complaints against Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 40 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch's timely response rate stands at 83.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 11.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch have?

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch has 351 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch respond to complaints on time?

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch has a 83.8% timely response rate to CFPB complaints.

What product generates the most complaints for Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch?

The most complained-about product for Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch?

The most common issue reported by consumers about Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch?

You can file a complaint against Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch?

Consumers in 40 states and territories have filed complaints about Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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