CFPB Consumer Complaint Profile

Quality Recovery Services, Inc.

What 75 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

75
Total complaints
Mid-range
0
Last 12 months
82.7%
Timely response
Bottom quartile
11
States affected

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Quality Recovery Services, Inc. sits at #1507, with 75 complaints logged. On-time replies land at 82.7%, the 11th percentile for the 100+ complaint peer group.

#1507
of 3,843 companies by volume
82.7%
on time (11th pctile)
Debt collection
most-complained product
11
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
44/100
Quality Recovery Services, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 82.7%
Share of complaints answered within the CFPB response window
Dispute Rate C- 15.8%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.7%
Share of complaints closed with monetary or non-monetary relief

Quality Recovery Services, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

82.7% Among the lowest higher than 11% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Quality Recovery Services, Inc. timely response rate 82.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 26
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 15
Debt collection - I do not know 15
Debt collection - Other (i.e. phone, health club, etc.) 10
Credit reporting 2
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Medical debt 2
Debt collection - Mortgage debt 2
Debt collection - Medical 1

Top Issues

1.Attempts to collect debt not owed 21
2.Incorrect information on your report 11
3.False statements or representation 9
4.Cont'd attempts collect debt not owed 7
5.Written notification about debt 7
6.Problem with a credit reporting company's investigation into an existing problem 5
7.Disclosure verification of debt 5
8.Took or threatened to take negative or legal action 3
9.Incorrect information on credit report 2
10.Taking/threatening an illegal action 1

Complaints by Year

Year Complaints
2015 5
2016 8
2017 18
2018 10
2019 10
2020 4
2021 6
2022 6
2023 6
2024 1
2025 1

Complaints by State (Top 15)

Georgia 56
Florida 6
South Carolina 2
Ohio 2
Washington 2
Alabama 1
Minnesota 1
North Carolina 1
Texas 1
Illinois 1
Massachusetts 1

Company Responses

Closed with explanation 68
Closed 5
Closed with monetary relief 2

What the CFPB Complaint Record Shows for Quality Recovery Services, Inc.

The CFPB Consumer Complaint Database has logged 75 complaints against Quality Recovery Services, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 11 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Quality Recovery Services, Inc. posts a 82.7% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 15.8% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 2.7% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Quality Recovery Services, Inc. have?

The CFPB has logged 75 complaints against Quality Recovery Services, Inc. to date, of which 0 came in over the last 12 months.

Does Quality Recovery Services, Inc. respond to complaints on time?

Quality Recovery Services, Inc.'s CFPB timely-response rate is 82.7%.

What product generates the most complaints for Quality Recovery Services, Inc.?

"Debt collection" draws more CFPB complaints against Quality Recovery Services, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Quality Recovery Services, Inc.?

The most common issue reported by consumers about Quality Recovery Services, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Quality Recovery Services, Inc.?

You can file a complaint against Quality Recovery Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Quality Recovery Services, Inc.?

Consumers in 11 states and territories have filed complaints about Quality Recovery Services, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Quality Recovery Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (15.8% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Quality Recovery Services, Inc. have?

The CFPB has logged 75 complaints against Quality Recovery Services, Inc. to date, of which 0 came in over the last 12 months.

Does Quality Recovery Services, Inc. respond to complaints on time?

Quality Recovery Services, Inc.'s CFPB timely-response rate is 82.7%.

What product generates the most complaints for Quality Recovery Services, Inc.?

"Debt collection" draws more CFPB complaints against Quality Recovery Services, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Quality Recovery Services, Inc.?

The most common issue reported by consumers about Quality Recovery Services, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Quality Recovery Services, Inc.?

You can file a complaint against Quality Recovery Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Quality Recovery Services, Inc.?

Consumers in 11 states and territories have filed complaints about Quality Recovery Services, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Quality Recovery Services, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.