CFPB Consumer Complaint Profile
Ragan & Ragan, PC
What 81 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 81
- Total complaints
- Mid-range
- 22
- Last 12 months
- 92.6%
- Timely response
- Bottom quartile
- 9
- States affected
The verdict
81 CFPB complaints put Ragan & Ragan, PC at #1462 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 92.6%, the 23rd percentile for the 100+ complaint peer group.
- #1462
- of 3,843 companies by volume
- 92.6%
- on time (23rd pctile)
- Debt collection
- most-complained product
- 9
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Ragan & Ragan, PC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
92.6% Among the lowest higher than 23% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 4 in 2024 to 19 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 6 |
| 2015 | 3 |
| 2016 | 2 |
| 2017 | 3 |
| 2018 | 3 |
| 2019 | 3 |
| 2020 | 7 |
| 2021 | 1 |
| 2022 | 18 |
| 2023 | 8 |
| 2024 | 4 |
| 2025 | 19 |
| 2026year in progress | 4 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Ragan & Ragan, PC
The CFPB Consumer Complaint Database has logged 81 complaints against Ragan & Ragan, PC overall, with 22 of those filed in the trailing 12 months. Reports have come from consumers in 9 states and territories, making this a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
CFPB-forwarded complaints against Ragan & Ragan, PC draw a 92.6% reply rate inside the Bureau's 15-day window. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved cases drew a formal consumer-dispute rate of 46.2% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Ragan & Ragan, PC have?
Ragan & Ragan, PC has 81 total consumer complaints filed with the CFPB, with 22 filed in the last 12 months.
Does Ragan & Ragan, PC respond to complaints on time?
CFPB complaints against Ragan & Ragan, PC draw a 92.6% timely-response rate inside the expected window.
What product generates the most complaints for Ragan & Ragan, PC?
The most complained-about product for Ragan & Ragan, PC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Ragan & Ragan, PC?
Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Ragan & Ragan, PC; the full issue list with counts is above.
How do I file a complaint against Ragan & Ragan, PC?
You can file a complaint against Ragan & Ragan, PC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Ragan & Ragan, PC?
Ragan & Ragan, PC has drawn CFPB complaints from 9 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Ragan & Ragan, PC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (46.2% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Ragan & Ragan, PC have?
Ragan & Ragan, PC has 81 total consumer complaints filed with the CFPB, with 22 filed in the last 12 months.
Does Ragan & Ragan, PC respond to complaints on time?
CFPB complaints against Ragan & Ragan, PC draw a 92.6% timely-response rate inside the expected window.
What product generates the most complaints for Ragan & Ragan, PC?
The most complained-about product for Ragan & Ragan, PC is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Ragan & Ragan, PC?
Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Ragan & Ragan, PC; the full issue list with counts is above.
How do I file a complaint against Ragan & Ragan, PC?
You can file a complaint against Ragan & Ragan, PC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Ragan & Ragan, PC?
Ragan & Ragan, PC has drawn CFPB complaints from 9 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.