CFPB Consumer Complaint Profile
Ready Capital Corporation
Behind the 64 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 64
- Total complaints
- Mid-range
- 9
- Last 12 months
- 78.1%
- Timely response
- Bottom decile
- 16
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Ready Capital Corporation sits at #1626, with 64 complaints logged. Its on-time response rate is 78.1%, the 8th percentile among companies with 100+ complaints.
- #1626
- of 3,843 companies by volume
- 78.1%
- on time (8th pctile)
- Mortgage
- most-complained product
- 16
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Ready Capital Corporation vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
78.1% Among the lowest higher than 8% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2021 | 8 |
| 2022 | 13 |
| 2023 | 15 |
| 2024 | 11 |
| 2025 | 13 |
| 2026year in progress | 4 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Ready Capital Corporation
64 complaints against Ready Capital Corporation appear in the CFPB record, including 9 from the trailing year. The 16 states and territories represented put this footprint in multi-regional territory. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Trouble during payment process" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against Ready Capital Corporation draw a 78.1% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 3.1% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Ready Capital Corporation have?
The CFPB has logged 64 complaints against Ready Capital Corporation to date, of which 9 came in over the last 12 months.
Does Ready Capital Corporation respond to complaints on time?
Ready Capital Corporation has a 78.1% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Ready Capital Corporation?
Among all products tied to Ready Capital Corporation, "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Ready Capital Corporation?
Consumers most often cite "Trouble during payment process" when complaining about Ready Capital Corporation; the full issue list with counts is above.
How do I file a complaint against Ready Capital Corporation?
You can file a complaint against Ready Capital Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Ready Capital Corporation?
Ready Capital Corporation has drawn CFPB complaints from 16 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Ready Capital Corporation have?
The CFPB has logged 64 complaints against Ready Capital Corporation to date, of which 9 came in over the last 12 months.
Does Ready Capital Corporation respond to complaints on time?
Ready Capital Corporation has a 78.1% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Ready Capital Corporation?
Among all products tied to Ready Capital Corporation, "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Ready Capital Corporation?
Consumers most often cite "Trouble during payment process" when complaining about Ready Capital Corporation; the full issue list with counts is above.
How do I file a complaint against Ready Capital Corporation?
You can file a complaint against Ready Capital Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Ready Capital Corporation?
Ready Capital Corporation has drawn CFPB complaints from 16 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.