CFPB Consumer Complaint Profile

Real Time Group, Inc.

Consumers have filed 1,166 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

1,166
Total complaints
Among the highest
63
Last 12 months
91.6%
Timely response
Bottom quartile
48
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Real Time Group, Inc. has accumulated 1,166 complaints, placing it #302 by volume. On-time replies land at 91.6%, the 20th percentile for the 100+ complaint peer group.

#302
of 3,843 companies by volume
91.6%
on time (20th pctile)
Debt collection
most-complained product
48
states with complaints
F
PlainCredit Trust Score
39/100
Real Time Group, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 91.6%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.8%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.5%
Share of complaints closed with monetary or non-monetary relief

Real Time Group, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

91.6% Among the lowest higher than 20% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Real Time Group, Inc. timely response rate 91.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Mortgage debt 184
Mortgage - Home equity loan or line of credit (HELOC) 122
Debt collection - Mortgage 105
Debt collection - I do not know 102
Mortgage - Conventional home mortgage 89
Mortgage - Other mortgage 86
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 77
Mortgage - Home equity loan or line of credit 68
Mortgage - Conventional fixed mortgage 47
Mortgage - Other type of mortgage 41

Top Issues

1.Attempts to collect debt not owed 141
2.Struggling to pay mortgage 135
3.Loan modification,collection,foreclosure 129
4.Cont'd attempts collect debt not owed 100
5.Loan servicing, payments, escrow account 81
6.Trouble during payment process 77
7.Written notification about debt 73
8.False statements or representation 67
9.Incorrect information on your report 66
10.Disclosure verification of debt 55

Complaints by Year

Year Complaints
2012 19
2013 63
2014 105
2015 115
2016 132
2017 102
2018 119
2019 88
2020 80
2021 50
2022 63
2023 69
2024 78
2025 69
2026year in progress 14

Complaints by State (Top 15)

California 373
Florida 106
Texas 61
Georgia 47
New York 41
Michigan 39
Nevada 36
Ohio 33
Maryland 30
South Carolina 29
Arizona 28
North Carolina 26
Illinois 24
Pennsylvania 22
New Jersey 21

Company Responses

Closed with explanation 1,160
Closed with non-monetary relief 5
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Real Time Group, Inc.

Real Time Group, Inc. carries 1,166 complaints in the CFPB's database, 63 of them filed within the past 12 months. Consumers spanning 48 states and territories have weighed in, giving this a nationwide footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Real Time Group, Inc.'s timely response rate stands at 91.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved cases drew a formal consumer-dispute rate of 21.8% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0.5%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Real Time Group, Inc. have?

The CFPB has logged 1,166 complaints against Real Time Group, Inc. to date, of which 63 came in over the last 12 months.

Does Real Time Group, Inc. respond to complaints on time?

Real Time Group, Inc.'s CFPB timely-response rate is 91.6%.

What product generates the most complaints for Real Time Group, Inc.?

The most complained-about product for Real Time Group, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Real Time Group, Inc.?

The most common issue reported by consumers about Real Time Group, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Real Time Group, Inc.?

You can file a complaint against Real Time Group, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Real Time Group, Inc.?

Consumers in 48 states and territories have filed complaints about Real Time Group, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Real Time Group, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026