CFPB Consumer Complaint Profile
Receivable Collection Services, LLC
99 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 99
- Total complaints
- Mid-range
- 16
- Last 12 months
- 79.8%
- Timely response
- Bottom decile
- 10
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Receivable Collection Services, LLC has accumulated 99 complaints, placing it #1336 by volume. Its on-time response rate is 79.8%, the 9th percentile among companies with 100+ complaints.
- #1336
- of 3,843 companies by volume
- 79.8%
- on time (9th pctile)
- Debt collection
- most-complained product
- 10
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Receivable Collection Services, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
79.8% Among the lowest higher than 9% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 2 |
| 2017 | 3 |
| 2018 | 5 |
| 2019 | 1 |
| 2020 | 22 |
| 2021 | 19 |
| 2022 | 8 |
| 2023 | 11 |
| 2024 | 11 |
| 2025 | 14 |
| 2026year in progress | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Receivable Collection Services, LLC
99 complaints against Receivable Collection Services, LLC appear in the CFPB record, including 16 from the trailing year. The 10 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Receivable Collection Services, LLC posts a 79.8% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 25% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Receivable Collection Services, LLC have?
Receivable Collection Services, LLC has 99 total consumer complaints filed with the CFPB, with 16 filed in the last 12 months.
Does Receivable Collection Services, LLC respond to complaints on time?
Receivable Collection Services, LLC's CFPB timely-response rate is 79.8%. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Receivable Collection Services, LLC?
"Debt collection" draws more CFPB complaints against Receivable Collection Services, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Receivable Collection Services, LLC?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Receivable Collection Services, LLC - see all issues and counts above.
How do I file a complaint against Receivable Collection Services, LLC?
You can file a complaint against Receivable Collection Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Receivable Collection Services, LLC?
Receivable Collection Services, LLC has drawn CFPB complaints from 10 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Receivable Collection Services, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (25% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Receivable Collection Services, LLC have?
Receivable Collection Services, LLC has 99 total consumer complaints filed with the CFPB, with 16 filed in the last 12 months.
Does Receivable Collection Services, LLC respond to complaints on time?
Receivable Collection Services, LLC's CFPB timely-response rate is 79.8%. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Receivable Collection Services, LLC?
"Debt collection" draws more CFPB complaints against Receivable Collection Services, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Receivable Collection Services, LLC?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Receivable Collection Services, LLC - see all issues and counts above.
How do I file a complaint against Receivable Collection Services, LLC?
You can file a complaint against Receivable Collection Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Receivable Collection Services, LLC?
Receivable Collection Services, LLC has drawn CFPB complaints from 10 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.