CFPB Consumer Complaint Profile

ROC Asset Solutions, LLC

Behind the 111 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

111
Total complaints
0
Last 12 months
24.3%
Timely response
30
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, ROC Asset Solutions, LLC sits at #1269, with 111 complaints logged. 24.3% of its complaints get an on-time reply, falling short of the 93% median for the 100+ complaint peer group.

#1269
of 3,848 companies by volume
24.3%
answered on time
Debt collection
most-complained product
30
states with complaints
ROC Asset Solutions, LLC timely response rate 24.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Payday loan 35
Debt collection - I do not know 33
Debt collection - Payday loan debt 18
Payday loan 6
Consumer Loan - Installment loan 6
Debt collection - Other (i.e. phone, health club, etc.) 5
Payday loan, title loan, or personal loan - Installment loan 3
Debt collection - Other debt 2
Credit reporting or other personal consumer reports - Credit reporting 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1

Top Issues

1.Communication tactics 25
2.Improper contact or sharing of info 17
3.False statements or representation 13
4.Taking/threatening an illegal action 12
5.Took or threatened to take negative or legal action 11
6.Threatened to contact someone or share information improperly 7
7.Problems when you are unable to pay 6
8.Cont'd attempts collect debt not owed 5
9.Received a loan I didn't apply for 3
10.Applied for loan/did not receive money 2

Complaints by Year

Year Complaints
2015 21
2016 41
2017 36
2018 5
2019 1
2020 3
2021 1
2024 3

Complaints by State (Top 15)

California 37
Florida 10
Texas 7
Nevada 5
Illinois 5
Wisconsin 4
New Jersey 4
Mississippi 3
Ohio 3
Washington 3
Oregon 3
Utah 3
Arizona 2
Missouri 2
Oklahoma 2

Company Responses

Closed with explanation 58
Untimely response 48
Closed 5

What the CFPB Complaint Record Shows for ROC Asset Solutions, LLC

The CFPB Consumer Complaint Database has logged 111 complaints against ROC Asset Solutions, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 30 states and territories, making this a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Communication tactics," a reasonable starting point for understanding recurring friction.

ROC Asset Solutions, LLC's timely response rate stands at 24.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. In 2.7% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does ROC Asset Solutions, LLC have?

The CFPB has logged 111 complaints against ROC Asset Solutions, LLC to date, of which 0 came in over the last 12 months.

Does ROC Asset Solutions, LLC respond to complaints on time?

ROC Asset Solutions, LLC has a 24.3% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for ROC Asset Solutions, LLC?

Among all products tied to ROC Asset Solutions, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with ROC Asset Solutions, LLC?

The most common issue reported by consumers about ROC Asset Solutions, LLC is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against ROC Asset Solutions, LLC?

You can file a complaint against ROC Asset Solutions, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about ROC Asset Solutions, LLC?

ROC Asset Solutions, LLC has drawn CFPB complaints from 30 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026