CFPB Consumer Complaint Profile
Rose & Associates, LLC.
17 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-05-15
- 17
- Total complaints
- 0
- Last 12 months
- 64.7%
- Timely response
- 12
- States affected
The verdict
Out of 3,848 financial companies in the CFPB database, Rose & Associates, LLC. has accumulated 17 complaints, placing it #3077 by volume. It answers 64.7% of complaints on time - below the 93% median for companies with 100+ complaints.
- #3077
- of 3,848 companies by volume
- 64.7%
- answered on time
- Debt collection
- most-complained product
- 12
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 11 |
| 2016 | 4 |
| 2018 | 1 |
| 2019 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Rose & Associates, LLC.
The CFPB Consumer Complaint Database has logged 17 complaints against Rose & Associates, LLC. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 12 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Rose & Associates, LLC.'s timely response rate stands at 64.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. In 53.3% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Rose & Associates, LLC. have?
The CFPB has logged 17 complaints against Rose & Associates, LLC. to date, of which 0 came in over the last 12 months.
Does Rose & Associates, LLC. respond to complaints on time?
Rose & Associates, LLC. has a 64.7% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Rose & Associates, LLC.?
Among all products tied to Rose & Associates, LLC., "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Rose & Associates, LLC.?
"Communication tactics" is the single most frequently cited issue in complaints against Rose & Associates, LLC. - see all issues and counts above.
How do I file a complaint against Rose & Associates, LLC.?
You can file a complaint against Rose & Associates, LLC. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Rose & Associates, LLC.?
Consumers in 12 states and territories have filed complaints about Rose & Associates, LLC. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~17)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.