CFPB Consumer Complaint Profile

Sacor Financial, Inc

What 46 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

46
Total complaints
4
Last 12 months
93.5%
Timely response
20
States affected

The verdict

Sacor Financial, Inc ranks #1917 of 3,848 financial companies by CFPB complaint volume, with 46 complaints on record. It answers 93.5% of complaints on time — above the 93% median for companies with 100+ complaints.

#1917
of 3,848 companies by volume
93.5%
answered on time
Debt collection
most-complained product
20
states with complaints
Sacor Financial, Inc timely response rate 93.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Credit card 15
Debt collection — I do not know 13
Debt collection — Credit card debt 9
Credit card 3
Debt collection — Other debt 2
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 1
Debt collection — Mortgage debt 1
Credit reporting or other personal consumer reports — Credit reporting 1
Credit card or prepaid card — General-purpose credit card or charge card 1

Top Issues

1.Attempts to collect debt not owed 10
2.Taking/threatening an illegal action 6
3.Disclosure verification of debt 6
4.Cont'd attempts collect debt not owed 5
5.Took or threatened to take negative or legal action 5
6.False statements or representation 3
7.Improper use of your report 2
8.Threatened to contact someone or share information improperly 2
9.Communication tactics 2
10.Bankruptcy 1

Complaints by Year

Year Complaints
2014 6
2015 7
2016 6
2017 5
2018 2
2019 7
2020 4
2022 2
2024 2
2025 4
2026 1

Complaints by State (Top 15)

California 12
New York 4
Georgia 3
Colorado 3
New Jersey 3
Arizona 2
Michigan 2
Oregon 2
Florida 2
Washington 2
Texas 1
Rhode Island 1
Connecticut 1
Kansas 1
Illinois 1

Company Responses

Closed with explanation 42
Closed 4

What the CFPB Complaint Record Shows for Sacor Financial, Inc

The CFPB Consumer Complaint Database has logged 46 complaints against Sacor Financial, Inc overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 20 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Sacor Financial, Inc's timely response rate stands at 93.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 22.7% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Sacor Financial, Inc have?

Sacor Financial, Inc has 46 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does Sacor Financial, Inc respond to complaints on time?

Sacor Financial, Inc has a 93.5% timely response rate to CFPB complaints.

What product generates the most complaints for Sacor Financial, Inc?

The most complained-about product for Sacor Financial, Inc is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Sacor Financial, Inc?

The most common issue reported by consumers about Sacor Financial, Inc is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Sacor Financial, Inc?

You can file a complaint against Sacor Financial, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Sacor Financial, Inc?

Consumers in 20 states and territories have filed complaints about Sacor Financial, Inc with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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