CFPB Consumer Complaint Profile
SC Opportunity Fund LLC
10 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 10
- Total complaints
- Below average
- 4
- Last 12 months
- 40%
- Timely response
- Bottom decile
- 6
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, SC Opportunity Fund LLC sits at #3715, with 10 complaints logged. On-time replies land at 40%, the 2nd percentile for the 100+ complaint peer group.
- #3715
- of 3,843 companies by volume
- 40%
- on time (2nd pctile)
- Mortgage
- most-complained product
- 6
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
SC Opportunity Fund LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
40% Among the lowest higher than 2% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2020 | 1 |
| 2023 | 1 |
| 2024 | 3 |
| 2025 | 3 |
| 2026year in progress | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for SC Opportunity Fund LLC
10 complaints against SC Opportunity Fund LLC appear in the CFPB record, including 4 from the trailing year. The 6 states and territories represented put this footprint in geographically concentrated territory. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Closing on a mortgage," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against SC Opportunity Fund LLC draw a 40% reply rate inside the Bureau's 15-day window. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Among resolved complaints, the consumer-relief closure rate is 10%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does SC Opportunity Fund LLC have?
10 complaints have been filed against SC Opportunity Fund LLC with the CFPB overall - 4 of them in the past year.
Does SC Opportunity Fund LLC respond to complaints on time?
SC Opportunity Fund LLC's CFPB timely-response rate is 40%. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for SC Opportunity Fund LLC?
Among all products tied to SC Opportunity Fund LLC, "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with SC Opportunity Fund LLC?
Consumers most often cite "Closing on a mortgage" when complaining about SC Opportunity Fund LLC; the full issue list with counts is above.
How do I file a complaint against SC Opportunity Fund LLC?
You can file a complaint against SC Opportunity Fund LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about SC Opportunity Fund LLC?
The CFPB has recorded complaints against SC Opportunity Fund LLC from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does SC Opportunity Fund LLC have?
10 complaints have been filed against SC Opportunity Fund LLC with the CFPB overall - 4 of them in the past year.
Does SC Opportunity Fund LLC respond to complaints on time?
SC Opportunity Fund LLC's CFPB timely-response rate is 40%. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for SC Opportunity Fund LLC?
Among all products tied to SC Opportunity Fund LLC, "Mortgage" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with SC Opportunity Fund LLC?
Consumers most often cite "Closing on a mortgage" when complaining about SC Opportunity Fund LLC; the full issue list with counts is above.
How do I file a complaint against SC Opportunity Fund LLC?
You can file a complaint against SC Opportunity Fund LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about SC Opportunity Fund LLC?
The CFPB has recorded complaints against SC Opportunity Fund LLC from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.