Sequium Asset Solutions, LLC

CFPB Consumer Complaint Profile

4,100
Total Complaints
1,179
Last 12 Months
99.1%
Timely Response
53
States Affected
Sequium Asset Solutions, LLC timely response rate 99.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 1,293
Debt collection — I do not know 1,124
Debt collection — Telecommunications debt 612
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 358
Credit reporting or other personal consumer reports — Credit reporting 341
Debt collection — Rental debt 161
Debt collection — Credit card debt 105
Debt collection — Medical debt 48
Credit reporting or other personal consumer reports — Other personal consumer report 13
Debt collection — Private student loan debt 10

Top Issues

1.Attempts to collect debt not owed 1,838
2.Written notification about debt 587
3.Incorrect information on your report 423
4.False statements or representation 337
5.Took or threatened to take negative or legal action 279
6.Communication tactics 213
7.Improper use of your report 121
8.Problem with a credit reporting company's investigation into an existing problem 92
9.Electronic communications 85
10.Problem with a company's investigation into an existing problem 67

Complaints by Year

Year Complaints
2017 9
2018 74
2019 208
2020 552
2021 573
2022 338
2023 351
2024 573
2025 1,106
2026 316

Complaints by State (Top 15)

Texas 557
Florida 487
California 406
Georgia 360
Illinois 183
Pennsylvania 143
North Carolina 133
New York 129
Michigan 123
Arizona 107
Ohio 102
Virginia 91
Tennessee 88
Maryland 81
Louisiana 79

Company Responses

Closed with explanation 2,188
Closed with non-monetary relief 1,912

What the CFPB Complaint Record Shows for Sequium Asset Solutions, LLC

The CFPB Consumer Complaint Database has logged 4,100 complaints against Sequium Asset Solutions, LLC overall, with 1,179 of those filed in the trailing 12 months. Reports have come from consumers in 53 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Sequium Asset Solutions, LLC's timely response rate stands at 99.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 46.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Sequium Asset Solutions, LLC have?

Sequium Asset Solutions, LLC has 4,100 total consumer complaints filed with the CFPB, with 1,179 filed in the last 12 months.

Does Sequium Asset Solutions, LLC respond to complaints on time?

Sequium Asset Solutions, LLC has a 99.1% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Sequium Asset Solutions, LLC?

The most complained-about product for Sequium Asset Solutions, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Sequium Asset Solutions, LLC?

The most common issue reported by consumers about Sequium Asset Solutions, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Sequium Asset Solutions, LLC?

You can file a complaint against Sequium Asset Solutions, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Sequium Asset Solutions, LLC?

Consumers in 53 states and territories have filed complaints about Sequium Asset Solutions, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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