CFPB Consumer Complaint Profile

Servicer under contract with Federal Student Aid

Behind the 4,105 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

4,105
Total complaints
Among the highest
3,090
Last 12 months
0%
Timely response
Bottom decile
54
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Servicer under contract with Federal Student Aid ranks #123 of 3,843 financial companies by CFPB complaint volume, with 4,105 complaints on record. On-time replies land at 0%, the 0th percentile for the 100+ complaint peer group.

#123
of 3,843 companies by volume
0%
on time (0th pctile)
Student loan
most-complained product
54
states with complaints
F
PlainCredit Trust Score
4/100
Servicer under contract with Federal Student Aid · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 0.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Servicer under contract with Federal Student Aid vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

0% Among the lowest in the bottom 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 18 in 2024 to 3,295 in 2025 (2024 → 2025).

See the full year-over-year release diff

Servicer under contract with Federal Student Aid timely response rate 0.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Student loan - Federal student loan servicing 1,922
Credit reporting or other personal consumer reports - Credit reporting 1,163
Debt collection - I do not know 775
Debt collection - Federal student loan debt 113
Student loan - Private student loan 69
Debt collection - Other debt 15
Debt or credit management - Student loan debt relief 13
Debt collection - Private student loan debt 13
Credit reporting or other personal consumer reports - Other personal consumer report 8
Debt collection - Credit card debt 4

Top Issues

1.Dealing with your lender or servicer 989
2.Incorrect information on your report 782
3.Took or threatened to take negative or legal action 665
4.Struggling to repay your loan 575
5.Improper use of your report 504
6.Problem with a company's investigation into an existing problem 217
7.Attempts to collect debt not owed 133
8.Written notification about debt 62
9.False statements or representation 50
10.Credit monitoring or identity theft protection services 48

Complaints by Year

Year Complaints
2024 18
2025 3,295
2026year in progress 792

Complaints by State (Top 15)

Texas 432
California 374
Florida 365
Georgia 341
New York 226
North Carolina 181
Illinois 166
Pennsylvania 148
Ohio 128
New Jersey 123
Michigan 121
Maryland 121
Virginia 119
Arizona 110
South Carolina 75

Company Responses

Untimely response 4,105

What the CFPB Complaint Record Shows for Servicer under contract with Federal Student Aid

4,105 complaints against Servicer under contract with Federal Student Aid appear in the CFPB record, including 3,090 from the trailing year. The 54 states and territories represented put this footprint in nationwide territory. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Dealing with your lender or servicer" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Servicer under contract with Federal Student Aid posts a 0% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Servicer under contract with Federal Student Aid have?

4,105 complaints have been filed against Servicer under contract with Federal Student Aid with the CFPB overall - 3,090 of them in the past year.

Does Servicer under contract with Federal Student Aid respond to complaints on time?

Servicer under contract with Federal Student Aid has a 0% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Servicer under contract with Federal Student Aid?

The most complained-about product for Servicer under contract with Federal Student Aid is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Servicer under contract with Federal Student Aid?

"Dealing with your lender or servicer" is the single most frequently cited issue in complaints against Servicer under contract with Federal Student Aid - see all issues and counts above.

How do I file a complaint against Servicer under contract with Federal Student Aid?

You can file a complaint against Servicer under contract with Federal Student Aid directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Servicer under contract with Federal Student Aid?

The CFPB has recorded complaints against Servicer under contract with Federal Student Aid from 54 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Servicer under contract with Federal Student Aid: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar complaint volume

Nearest companies by total CFPB complaint count (4,105 here).

Also handles Student loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026