CFPB Consumer Complaint Profile
Simple Cash Loans, Inc.,
10 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 10
- Total complaints
- Below average
- 0
- Last 12 months
- 80%
- Timely response
- Bottom decile
- 1
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Simple Cash Loans, Inc., has accumulated 10 complaints, placing it #3715 by volume. On-time replies land at 80%, the 9th percentile for the 100+ complaint peer group.
- #3715
- of 3,843 companies by volume
- 80%
- on time (9th pctile)
- Payday loan, title l…
- most-complained product
- 1
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Simple Cash Loans, Inc., vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
80% Among the lowest higher than 9% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 3 |
| 2017 | 1 |
| 2018 | 1 |
| 2019 | 3 |
| 2020 | 1 |
| 2023 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Simple Cash Loans, Inc.,
The CFPB Consumer Complaint Database has logged 10 complaints against Simple Cash Loans, Inc., overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 1 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Payday loan, title loan, or personal loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Charged fees or interest you didn't expect," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Simple Cash Loans, Inc., posts a 80% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 33.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 30% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Simple Cash Loans, Inc., have?
10 complaints have been filed against Simple Cash Loans, Inc., with the CFPB overall - 0 of them in the past year.
Does Simple Cash Loans, Inc., respond to complaints on time?
CFPB complaints against Simple Cash Loans, Inc., draw a 80% timely-response rate inside the expected window.
What product generates the most complaints for Simple Cash Loans, Inc.,?
The most complained-about product for Simple Cash Loans, Inc., is "Payday loan, title loan, or personal loan." You can view the full product breakdown on this page.
What is the most common complaint issue with Simple Cash Loans, Inc.,?
Consumers most often cite "Charged fees or interest you didn't expect" when complaining about Simple Cash Loans, Inc.,; the full issue list with counts is above.
How do I file a complaint against Simple Cash Loans, Inc.,?
You can file a complaint against Simple Cash Loans, Inc., directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Simple Cash Loans, Inc.,: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (33.3% here).
Also handles Payday loan, title loan, or personal loan
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Simple Cash Loans, Inc., have?
10 complaints have been filed against Simple Cash Loans, Inc., with the CFPB overall - 0 of them in the past year.
Does Simple Cash Loans, Inc., respond to complaints on time?
CFPB complaints against Simple Cash Loans, Inc., draw a 80% timely-response rate inside the expected window.
What product generates the most complaints for Simple Cash Loans, Inc.,?
The most complained-about product for Simple Cash Loans, Inc., is "Payday loan, title loan, or personal loan." You can view the full product breakdown on this page.
What is the most common complaint issue with Simple Cash Loans, Inc.,?
Consumers most often cite "Charged fees or interest you didn't expect" when complaining about Simple Cash Loans, Inc.,; the full issue list with counts is above.
How do I file a complaint against Simple Cash Loans, Inc.,?
You can file a complaint against Simple Cash Loans, Inc., directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.