CFPB Consumer Complaint Profile
Sprechman & Associates, P.A.
Consumers have filed 36 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 36
- Total complaints
- Mid-range
- 6
- Last 12 months
- 94.4%
- Timely response
- Below median
- 4
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Sprechman & Associates, P.A. sits at #2143, with 36 complaints logged. It posts a 94.4% on-time response rate, the 27th percentile among companies with 100+ complaints.
- #2143
- of 3,843 companies by volume
- 94.4%
- on time (27th pctile)
- Debt collection
- most-complained product
- 4
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Sprechman & Associates, P.A. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
94.4% Around the middle higher than 27% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 2 |
| 2014 | 5 |
| 2015 | 1 |
| 2016 | 6 |
| 2017 | 1 |
| 2019 | 1 |
| 2020 | 3 |
| 2021 | 1 |
| 2022 | 3 |
| 2023 | 2 |
| 2024 | 2 |
| 2025 | 9 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Sprechman & Associates, P.A.
Sprechman & Associates, P.A. carries 36 complaints in the CFPB's database, 6 of them filed within the past 12 months. Consumers spanning 4 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Sprechman & Associates, P.A. draw a 94.4% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response at a 53.3% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Sprechman & Associates, P.A. have?
The CFPB has logged 36 complaints against Sprechman & Associates, P.A. to date, of which 6 came in over the last 12 months.
Does Sprechman & Associates, P.A. respond to complaints on time?
CFPB complaints against Sprechman & Associates, P.A. draw a 94.4% timely-response rate inside the expected window.
What product generates the most complaints for Sprechman & Associates, P.A.?
Among all products tied to Sprechman & Associates, P.A., "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Sprechman & Associates, P.A.?
Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Sprechman & Associates, P.A.; the full issue list with counts is above.
How do I file a complaint against Sprechman & Associates, P.A.?
You can file a complaint against Sprechman & Associates, P.A. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Sprechman & Associates, P.A.?
Sprechman & Associates, P.A. has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Sprechman & Associates, P.A.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (53.3% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Sprechman & Associates, P.A. have?
The CFPB has logged 36 complaints against Sprechman & Associates, P.A. to date, of which 6 came in over the last 12 months.
Does Sprechman & Associates, P.A. respond to complaints on time?
CFPB complaints against Sprechman & Associates, P.A. draw a 94.4% timely-response rate inside the expected window.
What product generates the most complaints for Sprechman & Associates, P.A.?
Among all products tied to Sprechman & Associates, P.A., "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Sprechman & Associates, P.A.?
Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Sprechman & Associates, P.A.; the full issue list with counts is above.
How do I file a complaint against Sprechman & Associates, P.A.?
You can file a complaint against Sprechman & Associates, P.A. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Sprechman & Associates, P.A.?
Sprechman & Associates, P.A. has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.