CFPB Consumer Complaint Profile

Suburban Credit Corporation

What 158 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

158
Total complaints
0
Last 12 months
98.7%
Timely response
16
States affected

The verdict

Suburban Credit Corporation ranks #1073 of 3,848 financial companies by CFPB complaint volume, with 158 complaints on record. Its on-time response rate is 98.7%, ahead of the 93% median among companies with 100+ complaints.

#1073
of 3,848 companies by volume
98.7%
answered on time
Debt collection
most-complained product
16
states with complaints
Suburban Credit Corporation timely response rate 98.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical 58
Debt collection - Medical debt 58
Debt collection - I do not know 20
Debt collection - Other (i.e. phone, health club, etc.) 7
Debt collection - Other debt 6
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Debt collection - Credit card 2
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 2
Debt collection - Mortgage 1

Top Issues

1.Cont'd attempts collect debt not owed 45
2.Attempts to collect debt not owed 39
3.Written notification about debt 18
4.Disclosure verification of debt 18
5.Communication tactics 13
6.Improper contact or sharing of info 7
7.False statements or representation 7
8.Took or threatened to take negative or legal action 4
9.Incorrect information on your report 2
10.Fraud or scam 2

Complaints by Year

Year Complaints
2013 3
2014 20
2015 22
2016 36
2017 19
2018 9
2019 9
2020 13
2021 15
2022 12

Complaints by State (Top 15)

Virginia 78
Maryland 37
Florida 10
Georgia 9
District of Columbia 8
Texas 3
Tennessee 3
New York 2
South Carolina 1
Pennsylvania 1
Indiana 1
Ohio 1
Arizona 1
California 1
West Virginia 1

Company Responses

Closed with explanation 115
Closed 43

What the CFPB Complaint Record Shows for Suburban Credit Corporation

The CFPB Consumer Complaint Database has logged 158 complaints against Suburban Credit Corporation overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 16 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

Suburban Credit Corporation's timely response rate stands at 98.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response in 22.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Suburban Credit Corporation have?

158 complaints have been filed against Suburban Credit Corporation with the CFPB overall - 0 of them in the past year.

Does Suburban Credit Corporation respond to complaints on time?

98.7% of the CFPB complaints against Suburban Credit Corporation get a response within the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Suburban Credit Corporation?

"Debt collection" draws more CFPB complaints against Suburban Credit Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Suburban Credit Corporation?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Suburban Credit Corporation; the full issue list with counts is above.

How do I file a complaint against Suburban Credit Corporation?

You can file a complaint against Suburban Credit Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Suburban Credit Corporation?

Consumers in 16 states and territories have filed complaints about Suburban Credit Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026