CFPB Consumer Complaint Profile

FirstPoint Collection Resources

What 1,336 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

1,336
Total complaints
389
Last 12 months
96.7%
Timely response
38
States affected

The verdict

1,336 CFPB complaints put FirstPoint Collection Resources at #276 out of 3,848 financial companies ranked by complaint volume. It answers 96.7% of complaints on time - above the 93% median for companies with 100+ complaints.

#276
of 3,848 companies by volume
96.7%
answered on time
Debt collection
most-complained product
38
states with complaints
FirstPoint Collection Resources timely response rate 96.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 453
Debt collection - Other debt 243
Debt collection - Medical debt 238
Credit reporting or other personal consumer reports - Credit reporting 168
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 92
Debt collection - Medical 50
Debt collection - Other (i.e. phone, health club, etc.) 24
Debt collection - Credit card debt 19
Debt collection - Telecommunications debt 15
Debt collection - Auto debt 11

Top Issues

1.Attempts to collect debt not owed 460
2.Written notification about debt 274
3.Incorrect information on your report 135
4.False statements or representation 109
5.Took or threatened to take negative or legal action 67
6.Cont'd attempts collect debt not owed 63
7.Improper use of your report 60
8.Problem with a company's investigation into an existing problem 51
9.Communication tactics 44
10.Disclosure verification of debt 26

Complaints by Year

Year Complaints
2013 5
2014 26
2015 31
2016 41
2017 29
2018 41
2019 64
2020 71
2021 92
2022 104
2023 143
2024 217
2025 392
2026 80

Complaints by State (Top 15)

North Carolina 671
Virginia 114
California 110
Pennsylvania 70
Florida 63
Louisiana 47
South Carolina 37
Illinois 32
Maryland 31
Georgia 22
Alabama 19
Texas 18
New York 14
Ohio 12
Connecticut 10

Company Responses

Closed with explanation 1,322
Closed 8
Closed with non-monetary relief 4
Closed with monetary relief 2

What the CFPB Complaint Record Shows for FirstPoint Collection Resources

1,336 complaints against FirstPoint Collection Resources appear in the CFPB record, including 389 from the trailing year. The 38 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

96.7% of CFPB-forwarded complaints against FirstPoint Collection Resources get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response in 22.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0.4% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does FirstPoint Collection Resources have?

FirstPoint Collection Resources has 1,336 total consumer complaints filed with the CFPB, with 389 filed in the last 12 months.

Does FirstPoint Collection Resources respond to complaints on time?

FirstPoint Collection Resources's CFPB timely-response rate is 96.7%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for FirstPoint Collection Resources?

The most complained-about product for FirstPoint Collection Resources is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with FirstPoint Collection Resources?

Consumers most often cite "Attempts to collect debt not owed" when complaining about FirstPoint Collection Resources; the full issue list with counts is above.

How do I file a complaint against FirstPoint Collection Resources?

You can file a complaint against FirstPoint Collection Resources directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about FirstPoint Collection Resources?

The CFPB has recorded complaints against FirstPoint Collection Resources from 38 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026