CFPB Consumer Complaint Profile

LD Holdings Group, LLC

What 2,830 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

2,830
Total complaints
289
Last 12 months
98.3%
Timely response
54
States affected

The verdict

LD Holdings Group, LLC ranks #164 of 3,848 financial companies by CFPB complaint volume, with 2,830 complaints on record. It answers 98.3% of complaints on time — above the 93% median for companies with 100+ complaints.

#164
of 3,848 companies by volume
98.3%
answered on time
Mortgage
most-complained product
54
states with complaints
LD Holdings Group, LLC timely response rate 98.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 1,156
Mortgage — FHA mortgage 455
Mortgage — VA mortgage 377
Mortgage — Conventional fixed mortgage 165
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 159
Credit reporting or other personal consumer reports — Credit reporting 146
Mortgage — Other type of mortgage 84
Mortgage — Other mortgage 71
Mortgage — Home equity loan or line of credit (HELOC) 61
Consumer Loan — Installment loan 20

Top Issues

1.Trouble during payment process 768
2.Applying for a mortgage or refinancing an existing mortgage 576
3.Closing on a mortgage 347
4.Struggling to pay mortgage 238
5.Incorrect information on your report 184
6.Application, originator, mortgage broker 166
7.Improper use of your report 116
8.Loan servicing, payments, escrow account 113
9.Problem with a credit reporting company's investigation into an existing problem 46
10.Settlement process and costs 43

Complaints by Year

Year Complaints
2012 18
2013 39
2014 46
2015 105
2016 158
2017 158
2018 191
2019 177
2020 308
2021 456
2022 314
2023 254
2024 254
2025 284
2026 68

Complaints by State (Top 15)

California 522
Florida 251
Texas 224
Arizona 143
Georgia 135
Illinois 115
New York 101
Virginia 99
North Carolina 87
New Jersey 79
Maryland 78
Pennsylvania 75
Colorado 60
Washington 57
Michigan 54

Company Responses

Closed with explanation 2,597
Closed with monetary relief 126
Closed with non-monetary relief 90
In progress 15
Closed without relief 2

What the CFPB Complaint Record Shows for LD Holdings Group, LLC

The CFPB Consumer Complaint Database has logged 2,830 complaints against LD Holdings Group, LLC overall, with 289 of those filed in the trailing 12 months. Reports have come from consumers in 54 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

LD Holdings Group, LLC's timely response rate stands at 98.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 22.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 7.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does LD Holdings Group, LLC have?

LD Holdings Group, LLC has 2,830 total consumer complaints filed with the CFPB, with 289 filed in the last 12 months.

Does LD Holdings Group, LLC respond to complaints on time?

LD Holdings Group, LLC has a 98.3% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for LD Holdings Group, LLC?

The most complained-about product for LD Holdings Group, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with LD Holdings Group, LLC?

The most common issue reported by consumers about LD Holdings Group, LLC is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against LD Holdings Group, LLC?

You can file a complaint against LD Holdings Group, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about LD Holdings Group, LLC?

Consumers in 54 states and territories have filed complaints about LD Holdings Group, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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