CFPB Consumer Complaint Profile

Helvey & Associates, Inc., Warsaw, IN Branch

Consumers have filed 1,035 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

1,035
Total complaints
Among the highest
301
Last 12 months
99.4%
Timely response
Above median
39
States affected

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The verdict

Helvey & Associates, Inc., Warsaw, IN Branch ranks #319 of 3,843 financial companies by CFPB complaint volume, with 1,035 complaints on record. Its on-time response rate is 99.4%, the 69th percentile among companies with 100+ complaints.

#319
of 3,843 companies by volume
99.4%
on time (69th pctile)
Debt collection
most-complained product
39
states with complaints
C
PlainCredit Trust Score
58/100
Helvey & Associates, Inc., Warsaw, IN Branch · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.4%
Share of complaints answered within the CFPB response window
Dispute Rate F 20.5%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.5%
Share of complaints closed with monetary or non-monetary relief

Helvey & Associates, Inc., Warsaw, IN Branch vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.4% Higher than most higher than 69% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 188 in 2024 to 279 in 2025 (2024 → 2025).

See the full year-over-year release diff

Helvey & Associates, Inc., Warsaw, IN Branch timely response rate 99.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 370
Debt collection - I do not know 302
Credit reporting or other personal consumer reports - Credit reporting 153
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 104
Debt collection - Other (i.e. phone, health club, etc.) 29
Debt collection - Telecommunications debt 28
Debt collection - Medical debt 21
Debt collection - Medical 7
Debt collection - Credit card debt 5
Debt or credit management - Debt settlement 3

Top Issues

1.Attempts to collect debt not owed 413
2.Written notification about debt 173
3.Incorrect information on your report 142
4.False statements or representation 66
5.Took or threatened to take negative or legal action 63
6.Improper use of your report 51
7.Problem with a company's investigation into an existing problem 32
8.Problem with a credit reporting company's investigation into an existing problem 31
9.Cont'd attempts collect debt not owed 22
10.Disclosure verification of debt 16

Complaints by Year

Year Complaints
2014 8
2015 13
2016 12
2017 22
2018 42
2019 58
2020 65
2021 92
2022 57
2023 121
2024 188
2025 279
2026year in progress 78

Complaints by State (Top 15)

North Carolina 310
Florida 187
South Carolina 124
Ohio 91
Indiana 65
Michigan 49
Georgia 31
Texas 27
California 19
New Jersey 15
Kentucky 14
Pennsylvania 13
New York 12
Virginia 11
Arizona 10

Company Responses

Closed with explanation 997
Closed with non-monetary relief 36
Closed 2

What the CFPB Complaint Record Shows for Helvey & Associates, Inc., Warsaw, IN Branch

Helvey & Associates, Inc., Warsaw, IN Branch carries 1,035 complaints in the CFPB's database, 301 of them filed within the past 12 months. Consumers spanning 39 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Helvey & Associates, Inc., Warsaw, IN Branch draw a 99.4% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 20.5% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 3.5%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Helvey & Associates, Inc., Warsaw, IN Branch have?

The CFPB has logged 1,035 complaints against Helvey & Associates, Inc., Warsaw, IN Branch to date, of which 301 came in over the last 12 months.

Does Helvey & Associates, Inc., Warsaw, IN Branch respond to complaints on time?

Helvey & Associates, Inc., Warsaw, IN Branch's CFPB timely-response rate is 99.4%. That is a strong response record by CFPB standards.

What product generates the most complaints for Helvey & Associates, Inc., Warsaw, IN Branch?

Among all products tied to Helvey & Associates, Inc., Warsaw, IN Branch, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Helvey & Associates, Inc., Warsaw, IN Branch?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Helvey & Associates, Inc., Warsaw, IN Branch; the full issue list with counts is above.

How do I file a complaint against Helvey & Associates, Inc., Warsaw, IN Branch?

You can file a complaint against Helvey & Associates, Inc., Warsaw, IN Branch directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Helvey & Associates, Inc., Warsaw, IN Branch?

The CFPB has recorded complaints against Helvey & Associates, Inc., Warsaw, IN Branch from 39 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Helvey & Associates, Inc., Warsaw, IN Branch: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar complaint volume

Nearest companies by total CFPB complaint count (1,035 here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026