CFPB Consumer Complaint Profile

Talbot, Adams, & Moore, Inc.

Behind the 67 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

67
Total complaints
Mid-range
3
Last 12 months
86.6%
Timely response
Bottom quartile
13
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, Talbot, Adams, & Moore, Inc. has accumulated 67 complaints, placing it #1580 by volume. It posts a 86.6% on-time response rate, the 14th percentile among companies with 100+ complaints.

#1580
of 3,843 companies by volume
86.6%
on time (14th pctile)
Debt collection
most-complained product
13
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
51/100
Talbot, Adams, & Moore, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 86.6%
Share of complaints answered within the CFPB response window
Dispute Rate C 13.6%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 6.0%
Share of complaints closed with monetary or non-monetary relief

Talbot, Adams, & Moore, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

86.6% Among the lowest higher than 14% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Talbot, Adams, & Moore, Inc. timely response rate 86.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 23
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 12
Debt collection - Other (i.e. phone, health club, etc.) 12
Debt collection - Other debt 10
Debt collection - Medical debt 4
Debt collection - Credit card debt 3
Debt collection - Credit card 2
Payday loan, title loan, or personal loan - Payday loan 1

Top Issues

1.Attempts to collect debt not owed 17
2.Cont'd attempts collect debt not owed 14
3.Written notification about debt 8
4.Incorrect information on your report 7
5.Problem with a credit reporting company's investigation into an existing problem 5
6.False statements or representation 4
7.Took or threatened to take negative or legal action 4
8.Communication tactics 3
9.Disclosure verification of debt 3
10.Problem with the payoff process at the end of the loan 1

Complaints by Year

Year Complaints
2015 5
2016 16
2017 13
2018 5
2019 6
2020 4
2021 11
2022 3
2023 1
2025 1
2026year in progress 2

Complaints by State (Top 15)

Texas 47
Florida 6
Oklahoma 4
Louisiana 1
New York 1
Maryland 1
Kansas 1
California 1
Mississippi 1
Georgia 1
North Carolina 1
Arizona 1
Hawaii 1

Company Responses

Closed with explanation 59
Closed with non-monetary relief 4
Untimely response 4

What the CFPB Complaint Record Shows for Talbot, Adams, & Moore, Inc.

67 complaints against Talbot, Adams, & Moore, Inc. appear in the CFPB record, including 3 from the trailing year. The 13 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Talbot, Adams, & Moore, Inc.'s timely response rate stands at 86.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 13.6% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Talbot, Adams, & Moore, Inc. have?

67 complaints have been filed against Talbot, Adams, & Moore, Inc. with the CFPB overall - 3 of them in the past year.

Does Talbot, Adams, & Moore, Inc. respond to complaints on time?

Talbot, Adams, & Moore, Inc.'s CFPB timely-response rate is 86.6%.

What product generates the most complaints for Talbot, Adams, & Moore, Inc.?

The most complained-about product for Talbot, Adams, & Moore, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Talbot, Adams, & Moore, Inc.?

The most common issue reported by consumers about Talbot, Adams, & Moore, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Talbot, Adams, & Moore, Inc.?

You can file a complaint against Talbot, Adams, & Moore, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Talbot, Adams, & Moore, Inc.?

The CFPB has recorded complaints against Talbot, Adams, & Moore, Inc. from 13 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Talbot, Adams, & Moore, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Talbot, Adams, & Moore, Inc. have?

67 complaints have been filed against Talbot, Adams, & Moore, Inc. with the CFPB overall - 3 of them in the past year.

Does Talbot, Adams, & Moore, Inc. respond to complaints on time?

Talbot, Adams, & Moore, Inc.'s CFPB timely-response rate is 86.6%.

What product generates the most complaints for Talbot, Adams, & Moore, Inc.?

The most complained-about product for Talbot, Adams, & Moore, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Talbot, Adams, & Moore, Inc.?

The most common issue reported by consumers about Talbot, Adams, & Moore, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Talbot, Adams, & Moore, Inc.?

You can file a complaint against Talbot, Adams, & Moore, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Talbot, Adams, & Moore, Inc.?

The CFPB has recorded complaints against Talbot, Adams, & Moore, Inc. from 13 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Talbot, Adams, & Moore, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.