CFPB Consumer Complaint Profile

TH Professional & Medical Collections LTD

35 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

35
Total complaints
Mid-range
2
Last 12 months
100%
Timely response
Top decile
5
States affected

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The verdict

35 CFPB complaints put TH Professional & Medical Collections LTD at #2180 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#2180
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
5
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
53/100
TH Professional & Medical Collections LTD · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 55.6%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.9%
Share of complaints closed with monetary or non-monetary relief

TH Professional & Medical Collections LTD vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

TH Professional & Medical Collections LTD timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 18
Debt collection - Medical 8
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 6
Debt collection - Other debt 1
Credit reporting or other personal consumer reports - Credit reporting 1
Debt collection - Other (i.e. phone, health club, etc.) 1

Top Issues

1.Attempts to collect debt not owed 7
2.Incorrect information on your report 5
3.False statements or representation 4
4.Communication tactics 4
5.Cont'd attempts collect debt not owed 4
6.Took or threatened to take negative or legal action 4
7.Problem with a credit reporting company's investigation into an existing problem 2
8.Written notification about debt 2
9.Threatened to contact someone or share information improperly 1
10.Improper contact or sharing of info 1

Complaints by Year

Year Complaints
2015 3
2016 4
2017 3
2018 4
2019 7
2020 1
2021 3
2022 3
2023 4
2024 1
2025 2

Complaints by State (Top 15)

Illinois 31
Minnesota 1
North Carolina 1
Indiana 1
California 1

Company Responses

Closed with explanation 33
Closed 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for TH Professional & Medical Collections LTD

TH Professional & Medical Collections LTD carries 35 complaints in the CFPB's database, 2 of them filed within the past 12 months. Consumers spanning 5 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

TH Professional & Medical Collections LTD's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response carried a 55.6% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 2.9% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does TH Professional & Medical Collections LTD have?

35 complaints have been filed against TH Professional & Medical Collections LTD with the CFPB overall - 2 of them in the past year.

Does TH Professional & Medical Collections LTD respond to complaints on time?

CFPB complaints against TH Professional & Medical Collections LTD draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for TH Professional & Medical Collections LTD?

Among all products tied to TH Professional & Medical Collections LTD, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with TH Professional & Medical Collections LTD?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against TH Professional & Medical Collections LTD - see all issues and counts above.

How do I file a complaint against TH Professional & Medical Collections LTD?

You can file a complaint against TH Professional & Medical Collections LTD directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about TH Professional & Medical Collections LTD?

The CFPB has recorded complaints against TH Professional & Medical Collections LTD from 5 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for TH Professional & Medical Collections LTD: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (55.6% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does TH Professional & Medical Collections LTD have?

35 complaints have been filed against TH Professional & Medical Collections LTD with the CFPB overall - 2 of them in the past year.

Does TH Professional & Medical Collections LTD respond to complaints on time?

CFPB complaints against TH Professional & Medical Collections LTD draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for TH Professional & Medical Collections LTD?

Among all products tied to TH Professional & Medical Collections LTD, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with TH Professional & Medical Collections LTD?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against TH Professional & Medical Collections LTD - see all issues and counts above.

How do I file a complaint against TH Professional & Medical Collections LTD?

You can file a complaint against TH Professional & Medical Collections LTD directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about TH Professional & Medical Collections LTD?

The CFPB has recorded complaints against TH Professional & Medical Collections LTD from 5 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

TH Professional & Medical Collections LTD's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.