CFPB Consumer Complaint Profile
Tri-State Adjustments, Inc.
Consumers have filed 96 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 96
- Total complaints
- Mid-range
- 14
- Last 12 months
- 91.7%
- Timely response
- Bottom quartile
- 30
- States affected
The verdict
Tri-State Adjustments, Inc. ranks #1352 of 3,843 financial companies by CFPB complaint volume, with 96 complaints on record. Its on-time response rate is 91.7%, the 21st percentile among companies with 100+ complaints.
- #1352
- of 3,843 companies by volume
- 91.7%
- on time (21st pctile)
- Debt collection
- most-complained product
- 30
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Tri-State Adjustments, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
91.7% Among the lowest higher than 21% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 3 |
| 2014 | 9 |
| 2015 | 12 |
| 2016 | 4 |
| 2017 | 10 |
| 2018 | 6 |
| 2019 | 5 |
| 2020 | 4 |
| 2021 | 3 |
| 2022 | 8 |
| 2023 | 4 |
| 2024 | 11 |
| 2025 | 15 |
| 2026year in progress | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Tri-State Adjustments, Inc.
The CFPB Consumer Complaint Database has logged 96 complaints against Tri-State Adjustments, Inc. overall, with 14 of those filed in the trailing 12 months. Reports have come from consumers in 30 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Tri-State Adjustments, Inc.'s timely response rate stands at 91.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved cases drew a formal consumer-dispute rate of 16.1% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Tri-State Adjustments, Inc. have?
96 complaints have been filed against Tri-State Adjustments, Inc. with the CFPB overall - 14 of them in the past year.
Does Tri-State Adjustments, Inc. respond to complaints on time?
Tri-State Adjustments, Inc. has a 91.7% timely response rate to CFPB complaints.
What product generates the most complaints for Tri-State Adjustments, Inc.?
Among all products tied to Tri-State Adjustments, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Tri-State Adjustments, Inc.?
The most common issue reported by consumers about Tri-State Adjustments, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Tri-State Adjustments, Inc.?
You can file a complaint against Tri-State Adjustments, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Tri-State Adjustments, Inc.?
Tri-State Adjustments, Inc. has drawn CFPB complaints from 30 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Tri-State Adjustments, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (16.1% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Tri-State Adjustments, Inc. have?
96 complaints have been filed against Tri-State Adjustments, Inc. with the CFPB overall - 14 of them in the past year.
Does Tri-State Adjustments, Inc. respond to complaints on time?
Tri-State Adjustments, Inc. has a 91.7% timely response rate to CFPB complaints.
What product generates the most complaints for Tri-State Adjustments, Inc.?
Among all products tied to Tri-State Adjustments, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Tri-State Adjustments, Inc.?
The most common issue reported by consumers about Tri-State Adjustments, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Tri-State Adjustments, Inc.?
You can file a complaint against Tri-State Adjustments, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Tri-State Adjustments, Inc.?
Tri-State Adjustments, Inc. has drawn CFPB complaints from 30 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.