CFPB Consumer Complaint Profile

United Fidelity Funding, Corp

What 11 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

11
Total complaints
Below average
1
Last 12 months
100%
Timely response
Top decile
6
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, United Fidelity Funding, Corp sits at #3589, with 11 complaints logged. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#3589
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
6
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A-
PlainCredit Trust Score
83/100
United Fidelity Funding, Corp · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate B 9.1%
Share of complaints closed with monetary or non-monetary relief

United Fidelity Funding, Corp vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

United Fidelity Funding, Corp timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 6
Mortgage - VA mortgage 2
Mortgage - Conventional home mortgage 2
Mortgage - Other type of mortgage 1

Top Issues

1.Closing on a mortgage 7
2.Applying for a mortgage or refinancing an existing mortgage 2
3.Trouble during payment process 2

Complaints by Year

Year Complaints
2019 2
2020 1
2021 2
2023 3
2024 1
2025 2

Complaints by State (Top 15)

Kansas 3
Oklahoma 2
Missouri 2
Virginia 1
California 1
Nebraska 1

Company Responses

Closed with explanation 10
Closed with monetary relief 1

What the CFPB Complaint Record Shows for United Fidelity Funding, Corp

11 complaints against United Fidelity Funding, Corp appear in the CFPB record, including 1 from the trailing year. The 6 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Closing on a mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

United Fidelity Funding, Corp's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Among resolved complaints, the consumer-relief closure rate is 9.1%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does United Fidelity Funding, Corp have?

11 complaints have been filed against United Fidelity Funding, Corp with the CFPB overall - 1 of them in the past year.

Does United Fidelity Funding, Corp respond to complaints on time?

CFPB complaints against United Fidelity Funding, Corp draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for United Fidelity Funding, Corp?

"Mortgage" draws more CFPB complaints against United Fidelity Funding, Corp than any other product - see the full breakdown above.

What is the most common complaint issue with United Fidelity Funding, Corp?

Consumers most often cite "Closing on a mortgage" when complaining about United Fidelity Funding, Corp; the full issue list with counts is above.

How do I file a complaint against United Fidelity Funding, Corp?

You can file a complaint against United Fidelity Funding, Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about United Fidelity Funding, Corp?

United Fidelity Funding, Corp has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Frequently Asked Questions

How many CFPB complaints does United Fidelity Funding, Corp have?

11 complaints have been filed against United Fidelity Funding, Corp with the CFPB overall - 1 of them in the past year.

Does United Fidelity Funding, Corp respond to complaints on time?

CFPB complaints against United Fidelity Funding, Corp draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for United Fidelity Funding, Corp?

"Mortgage" draws more CFPB complaints against United Fidelity Funding, Corp than any other product - see the full breakdown above.

What is the most common complaint issue with United Fidelity Funding, Corp?

Consumers most often cite "Closing on a mortgage" when complaining about United Fidelity Funding, Corp; the full issue list with counts is above.

How do I file a complaint against United Fidelity Funding, Corp?

You can file a complaint against United Fidelity Funding, Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about United Fidelity Funding, Corp?

United Fidelity Funding, Corp has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

United Fidelity Funding, Corp's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.