CFPB Consumer Complaint Profile

United Funding Logistics, LLC

Consumers have filed 29 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

29
Total complaints
Mid-range
5
Last 12 months
72.4%
Timely response
Bottom decile
16
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, United Funding Logistics, LLC has accumulated 29 complaints, placing it #2382 by volume. It posts a 72.4% on-time response rate, the 6th percentile among companies with 100+ complaints.

#2382
of 3,843 companies by volume
72.4%
on time (6th pctile)
Debt or credit manag…
most-complained product
16
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
37/100
United Funding Logistics, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 72.4%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C 3.4%
Share of complaints closed with monetary or non-monetary relief

United Funding Logistics, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

72.4% Among the lowest higher than 6% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

United Funding Logistics, LLC timely response rate 72.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt or credit management - Credit repair services 14
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 10
Credit reporting or other personal consumer reports - Other personal consumer report 2
Credit reporting or other personal consumer reports - Credit reporting 2
Debt or credit management - Debt settlement 1

Top Issues

1.Didn't provide services promised 12
2.Fraud or scam 10
3.Charged upfront or unexpected fees 3
4.Credit monitoring or identity theft protection services 2
5.Improper use of your report 1
6.Identity theft protection or other monitoring services 1

Complaints by Year

Year Complaints
2022 4
2023 7
2024 9
2025 9

Complaints by State (Top 15)

Texas 5
Pennsylvania 4
Georgia 3
Tennessee 3
Indiana 2
North Carolina 2
Arkansas 1
Arizona 1
Illinois 1
South Carolina 1
Oklahoma 1
California 1
Ohio 1
Virginia 1
Iowa 1

Company Responses

Closed with explanation 24
Untimely response 4
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for United Funding Logistics, LLC

The CFPB Consumer Complaint Database has logged 29 complaints against United Funding Logistics, LLC overall, with 5 of those filed in the trailing 12 months. Reports have come from consumers in 16 states and territories, making this a multi-regional complaint footprint. "Debt or credit management" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Didn't provide services promised" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, United Funding Logistics, LLC posts a 72.4% reply rate on forwarded complaints. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Among resolved complaints, 3.4% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does United Funding Logistics, LLC have?

United Funding Logistics, LLC has 29 total consumer complaints filed with the CFPB, with 5 filed in the last 12 months.

Does United Funding Logistics, LLC respond to complaints on time?

United Funding Logistics, LLC's CFPB timely-response rate is 72.4%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for United Funding Logistics, LLC?

"Debt or credit management" draws more CFPB complaints against United Funding Logistics, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with United Funding Logistics, LLC?

The most common issue reported by consumers about United Funding Logistics, LLC is "Didn't provide services promised." All complaint issues are listed above with their counts.

How do I file a complaint against United Funding Logistics, LLC?

You can file a complaint against United Funding Logistics, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about United Funding Logistics, LLC?

The CFPB has recorded complaints against United Funding Logistics, LLC from 16 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Debt or credit management

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does United Funding Logistics, LLC have?

United Funding Logistics, LLC has 29 total consumer complaints filed with the CFPB, with 5 filed in the last 12 months.

Does United Funding Logistics, LLC respond to complaints on time?

United Funding Logistics, LLC's CFPB timely-response rate is 72.4%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for United Funding Logistics, LLC?

"Debt or credit management" draws more CFPB complaints against United Funding Logistics, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with United Funding Logistics, LLC?

The most common issue reported by consumers about United Funding Logistics, LLC is "Didn't provide services promised." All complaint issues are listed above with their counts.

How do I file a complaint against United Funding Logistics, LLC?

You can file a complaint against United Funding Logistics, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about United Funding Logistics, LLC?

The CFPB has recorded complaints against United Funding Logistics, LLC from 16 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

United Funding Logistics, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.