Unlimited Progress Corp

CFPB Consumer Complaint Profile

185
Total Complaints
2
Last 12 Months
98.4%
Timely Response
15
States Affected
Unlimited Progress Corp timely response rate 98.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 62
Debt collection — I do not know 52
Debt collection — Medical 29
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 22
Debt collection — Other debt 10
Credit reporting or other personal consumer reports — Credit reporting 6
Debt collection — Other (i.e. phone, health club, etc.) 1
Debt collection — Credit card debt 1
Credit reporting, credit repair services, or other personal consumer reports — Credit repair services 1
Debt collection — Credit card 1

Top Issues

1.Attempts to collect debt not owed 54
2.Written notification about debt 48
3.Disclosure verification of debt 18
4.Incorrect information on your report 15
5.Cont'd attempts collect debt not owed 12
6.Communication tactics 10
7.Problem with a credit reporting company's investigation into an existing problem 8
8.False statements or representation 6
9.Improper use of your report 5
10.Took or threatened to take negative or legal action 3

Complaints by Year

Year Complaints
2013 4
2014 7
2015 8
2016 12
2017 31
2018 17
2019 10
2020 16
2021 34
2022 18
2023 12
2024 14
2025 2

Complaints by State (Top 15)

Illinois 138
Indiana 21
Texas 8
Arizona 2
Washington 2
Pennsylvania 2
Florida 2
California 2
Michigan 2
New York 1
Missouri 1
Wisconsin 1
Georgia 1
Nevada 1
New Jersey 1

Company Responses

Closed with explanation 176
Closed with non-monetary relief 4
Closed 2
Untimely response 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Unlimited Progress Corp

The CFPB Consumer Complaint Database has logged 185 complaints against Unlimited Progress Corp overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Unlimited Progress Corp's timely response rate stands at 98.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 13.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Unlimited Progress Corp have?

Unlimited Progress Corp has 185 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Unlimited Progress Corp respond to complaints on time?

Unlimited Progress Corp has a 98.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Unlimited Progress Corp?

The most complained-about product for Unlimited Progress Corp is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Unlimited Progress Corp?

The most common issue reported by consumers about Unlimited Progress Corp is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Unlimited Progress Corp?

You can file a complaint against Unlimited Progress Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Unlimited Progress Corp?

Consumers in 15 states and territories have filed complaints about Unlimited Progress Corp with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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